diff --git a/README.md b/README.md
index 6251da8d..1ca1cd2f 100644
--- a/README.md
+++ b/README.md
@@ -56,7 +56,7 @@ Make sure to write tests for any optionals you implement!
 - Add an `owner` property to each Account to track information about who owns the account.
   - The `Account` can be created with an `owner`, OR you can create a method that will add the `owner` after the `Account` has already been created.
 
-<!--
+
 
 ## Wave 2
 
@@ -110,7 +110,7 @@ To create the relationship between the accounts and the owners use the `account_
 
 This type of table, where records from other tables are associated with each other, is often called a _join table_. We'll talk about them as a class in a few weeks.
 
--->
+
 <!--
 
 ## Wave 3
diff --git a/lib/account.rb b/lib/account.rb
index 9db0c666..7dcee09e 100644
--- a/lib/account.rb
+++ b/lib/account.rb
@@ -3,28 +3,25 @@
 module Bank
 
   class Account
-    attr_reader :id, :balance, :date, :owner
+    attr_reader :id, :balance, :date
+    attr_accessor :owner
 
     def self.all
       all_accounts = []
-      CSV.open("accounts.csv").each do | line |
-        acct_data = {}
-        acct_data[:id] = line[0].to_i
-        acct_data[:balance] = line[1].to_f
-        acct_data[:date] = line[2]
-        all_accounts << Bank::Account.new(acct_data)
+      CSV.open("/Users/brenna/ada/week3/BankAccounts/support/accounts.csv").each do | line |
+        all_accounts << Bank::Account.new(line[0].to_i, line[1].to_f, line[2])
       end
-      return all_accounts
+      all_accounts
     end
 
     def self.find(id)
     end
 
-    def initialize(acct_data, owner = "Customer Name")
-      raise ArgumentError.new("You cannot create a bank account with a negative balance, you goober.") if acct_data[:balance] >= 0
-      @idea = acct_data[:id]
-      @date = acct_data[:date]
-      @balance = acct_data[:balance]
+    def initialize(id, balance, date, owner = "Customer Name")
+      raise ArgumentError.new("You cannot create a bank account with a 0 or negative balance, you goober.") if balance < 0
+      @id = id
+      @balance = balance
+      @date = date
       @owner = owner
     end
 
diff --git a/specs/account_spec.rb b/specs/account_spec.rb
index 2e950262..2be96c5d 100644
--- a/specs/account_spec.rb
+++ b/specs/account_spec.rb
@@ -12,14 +12,21 @@
   end # remember, end is garbage collector!
 
   describe "Account#initialize" do
-    it "Takes an ID, an instance of Owner, and an initial balance" do
+    it "Takes an ID, an initial balance, an open date, and an instance of Owner" do
       id = 1337
       balance = 100.0
-      account = Bank::Account.new(id, @brenna, balance)
+      date = "Jan 1, 2001"
+      account = Bank::Account.new(id, balance, date, @brenna)
 
       account.must_respond_to :id
       account.id.must_equal id
 
+      account.must_respond_to :balance
+      account.balance.must_equal balance
+
+      account.must_respond_to :date
+      account.date.must_equal date
+
       account.must_respond_to :owner
       account.owner.must_equal @brenna
 
@@ -27,22 +34,19 @@
       account.owner.address.must_equal "3426 Cotton Top Ct"
       account.owner.birthday.must_equal "May 22, 1993"
       account.owner.favefood.must_equal "chocolate"
-
-      account.must_respond_to :balance
-      account.balance.must_equal balance
     end
 
     it "Raises an ArgumentError when created with a negative balance" do
       # Note: we haven't talked about procs yet. You can think of them like blocks that sit by themselves.
       # This code checks that, when the proc is executed, it raises an ArgumentError.
       proc {
-        Bank::Account.new(1337, @brenna, -100.0)
+        Bank::Account.new(1337, -100, "Jan 1, 2001", @brenna)
       }.must_raise ArgumentError
     end
 
     it "Can be created with a balance of 0" do
       # If this raises, the test will fail. No 'must's needed!
-      Bank::Account.new(1337, @brenna, 0)
+      Bank::Account.new(1337, 0, "Jan 1, 2001", @brenna)
     end
   end
 
@@ -50,7 +54,7 @@
     it "Reduces the balance" do
       start_balance = 100.0
       withdrawal_amount = 25.0
-      account = Bank::Account.new(1337, @brenna, start_balance)
+      account = Bank::Account.new(1337, start_balance, "Jan 1, 2001", @brenna)
 
       account.withdraw(withdrawal_amount)
 
@@ -61,7 +65,7 @@
     it "Returns the modified balance" do
       start_balance = 100.0
       withdrawal_amount = 25.0
-      account = Bank::Account.new(1337, @brenna, start_balance)
+      account = Bank::Account.new(1337, start_balance, "Jan 1, 2001", @brenna)
 
       updated_balance = account.withdraw(withdrawal_amount)
 
@@ -72,7 +76,7 @@
     it "Outputs a warning if the account would go negative" do
       start_balance = 100.0
       withdrawal_amount = 200.0
-      account = Bank::Account.new(1337, @brenna, start_balance)
+      account = Bank::Account.new(1337, start_balance, "Jan 1, 2001", @brenna)
       # Another proc! This test expects something to be printed to the terminal, using 'must_output'. /.+/ is a regular expression matching one or more characters - as long as anything at all is printed out the test will pass.
       proc {
         account.withdraw(withdrawal_amount)
@@ -82,7 +86,7 @@
     it "Doesn't modify the balance if the account would go negative" do
       start_balance = 100.0
       withdrawal_amount = 200.0
-      account = Bank::Account.new(1337, @brenna, start_balance)
+      account = Bank::Account.new(1337, start_balance, "Jan 1, 2001", @brenna)
 
       updated_balance = account.withdraw(withdrawal_amount)
 
@@ -93,7 +97,8 @@
     end
 
     it "Allows the balance to go to 0" do
-      account = Bank::Account.new(1337, @brenna, 100.0)
+      start_balance = 100
+      account = Bank::Account.new(1337, start_balance, "Jan 1, 2001", @brenna)
       updated_balance = account.withdraw(account.balance)
       updated_balance.must_equal 0
       account.balance.must_equal 0
@@ -102,7 +107,7 @@
     it "Requires a positive withdrawal amount" do
       start_balance = 100.0
       withdrawal_amount = -25.0
-      account = Bank::Account.new(1337, @brenna, start_balance)
+      account = Bank::Account.new(1337, start_balance, "Jan 1, 2001", @brenna)
 
       proc {
         account.withdraw(withdrawal_amount)
@@ -114,7 +119,7 @@
     it "Increases the balance" do
       start_balance = 100.0
       deposit_amount = 25.0
-      account = Bank::Account.new(1337, @brenna, start_balance)
+      account = Bank::Account.new(1337, start_balance, "Jan 1, 2001", @brenna)
 
       account.deposit(deposit_amount)
 
@@ -125,7 +130,7 @@
     it "Returns the modified balance" do
       start_balance = 100.0
       deposit_amount = 25.0
-      account = Bank::Account.new(1337, @brenna,  start_balance)
+      account = Bank::Account.new(1337, start_balance, "Jan 1, 2001", @brenna)
 
       updated_balance = account.deposit(deposit_amount)
 
@@ -136,7 +141,7 @@
     it "Requires a positive deposit amount" do
       start_balance = 100.0
       deposit_amount = -25.0
-      account = Bank::Account.new(1337, @brenna,  start_balance)
+      account = Bank::Account.new(1337, start_balance, "Jan 1, 2001", @brenna)
 
       proc {
         account.deposit(deposit_amount)
@@ -179,15 +184,15 @@
 
   describe "Account.find" do
     it "Returns an account that exists" do
-      Bank::Account.find(1216).must_equal Bank::Account.new(1216, 100022, "2000-07-07 15:07:55 -0800")
+      Bank::Account.find(1216).must_equal Bank::Account.new(1216, 100022, "2000-07-07 15:07:55 -0800", "Customer Name")
     end
 
     it "Can find the first account from the CSV" do
-      Bank::Account.find.all[0].must_equal Bank::Account.new(1212, 1235667, "1999-03-27 11:30:09 -0800")
+      Bank::Account.find.all[0].must_equal Bank::Account.new(1212, 1235667, "1999-03-27 11:30:09 -0800", "Customer Name")
     end
 
     it "Can find the last account from the CSV" do
-      Bank::Account.find.all[-1].must_equal Bank::Account.new(15156, 4356772, "1994-11-17 14:04:56 -0800")
+      Bank::Account.find.all[-1].must_equal Bank::Account.new(15156, 4356772, "1994-11-17 14:04:56 -0800", "Customer Name")
     end
 
     it "Raises an error for an account that doesn't exist" do