diff --git a/.changeset/great-elephants-hide.md b/.changeset/great-elephants-hide.md
new file mode 100644
index 00000000..a95b6d1b
--- /dev/null
+++ b/.changeset/great-elephants-hide.md
@@ -0,0 +1,5 @@
+---
+'@bnb-chain/greenfield-js-sdk': patch
+---
+
+feat: ListUserPaymentAccounts add config for endpoint
diff --git a/packages/js-sdk/src/api/config.ts b/packages/js-sdk/src/api/config.ts
new file mode 100644
index 00000000..1797598e
--- /dev/null
+++ b/packages/js-sdk/src/api/config.ts
@@ -0,0 +1,3 @@
+export interface SpConfig {
+  endpoint: string;
+}
diff --git a/packages/js-sdk/src/api/payment.ts b/packages/js-sdk/src/api/payment.ts
index 31ec7b71..1039e48a 100644
--- a/packages/js-sdk/src/api/payment.ts
+++ b/packages/js-sdk/src/api/payment.ts
@@ -50,6 +50,7 @@ import {
   ListUserPaymentAccountsResponse,
   ListUserPaymentAccountsResquest,
 } from '../types/sp/ListUserPaymentAccounts';
+import { SpConfig } from './config';
 import { Sp } from './sp';
 
 export interface IPayment {
@@ -113,6 +114,7 @@ export interface IPayment {
   listUserPaymentAccounts(
     params: ListUserPaymentAccountsResquest,
     authType: AuthType,
+    config?: SpConfig,
   ): Promise<SpResponse<ListUserPaymentAccountsResponse>>;
 }
 
@@ -220,12 +222,19 @@ export class Payment implements IPayment {
   public async listUserPaymentAccounts(
     params: ListUserPaymentAccountsResquest,
     authType: AuthType,
+    config?: SpConfig,
   ) {
     try {
-      const sp = await this.sp.getInServiceSP();
+      let endpoint = '';
+      if (config && config.endpoint) {
+        endpoint = config.endpoint;
+      } else {
+        const sp = await this.sp.getInServiceSP();
+        endpoint = sp.endpoint;
+      }
 
       const { url, optionsWithOutHeaders, reqMeta } = getListUserPaymentAccountMetaInfo(
-        sp.endpoint,
+        endpoint,
         params,
       );