diff --git a/centrifuge-app/src/pages/Loan/ExternalFinanceForm.tsx b/centrifuge-app/src/pages/Loan/ExternalFinanceForm.tsx
index 18ac8d830e..2670438228 100644
--- a/centrifuge-app/src/pages/Loan/ExternalFinanceForm.tsx
+++ b/centrifuge-app/src/pages/Loan/ExternalFinanceForm.tsx
@@ -26,7 +26,7 @@ type RepayValues = {
 export function ExternalFinanceForm({ loan }: { loan: LoanType }) {
   const pool = usePool(loan.poolId)
   const account = useBorrower(loan.poolId, loan.id)
-  const balances = useBalances(account.signingAccount.address)
+  const balances = useBalances(account.actingAddress)
   const balance = (balances && findBalance(balances.currencies, pool.currency.key)?.balance.toDecimal()) || Dec(0)
   const { current: availableFinancing } = useAvailableFinancing(loan.poolId, loan.id)
   const { execute: doFinanceTransaction, isLoading: isFinanceLoading } = useCentrifugeTransaction(
@@ -63,7 +63,9 @@ export function ExternalFinanceForm({ loan }: { loan: LoanType }) {
       const price = CurrencyBalance.fromFloat(values.price, pool.currency.decimals).div(new BN(100))
       const quantity = Price.fromFloat((values.faceValue as number) / (values.price as number))
 
-      doFinanceTransaction([loan.poolId, loan.id, quantity, price, account.actingAddress])
+      doFinanceTransaction([loan.poolId, loan.id, quantity, price, account.actingAddress], {
+        account,
+      })
       actions.setSubmitting(false)
     },
     validateOnMount: true,
@@ -78,7 +80,9 @@ export function ExternalFinanceForm({ loan }: { loan: LoanType }) {
       const price = CurrencyBalance.fromFloat(values.price, pool.currency.decimals).div(new BN(100))
       const quantity = Price.fromFloat((values.faceValue as number) / (values.price as number))
 
-      doRepayTransaction([loan.poolId, loan.id, quantity, new BN(0), new BN(0), price, account.actingAddress])
+      doRepayTransaction([loan.poolId, loan.id, quantity, new BN(0), new BN(0), price, account.actingAddress], {
+        account,
+      })
       actions.setSubmitting(false)
     },
     validateOnMount: true,
diff --git a/centrifuge-js/src/modules/pools.ts b/centrifuge-js/src/modules/pools.ts
index 5ff690fe82..06a3ba41c5 100644
--- a/centrifuge-js/src/modules/pools.ts
+++ b/centrifuge-js/src/modules/pools.ts
@@ -1390,17 +1390,13 @@ export function getPoolsModule(inst: Centrifuge) {
     args: [poolId: string, loanId: string, quantity: BN, price: BN, aoProxy: string],
     options?: TransactionOptions
   ) {
-    const [poolId, loanId, quantity, price, aoProxy] = args
+    const [poolId, loanId, quantity, price] = args
     const $api = inst.getApi()
     return $api.pipe(
       switchMap((api) => {
-        const borrowSubmittable = api.tx.proxy.proxy(
-          aoProxy,
-          undefined,
-          api.tx.loans.borrow(poolId, loanId, {
-            external: { quantity: quantity.toString(), settlementPrice: price.toString() },
-          })
-        )
+        const borrowSubmittable = api.tx.loans.borrow(poolId, loanId, {
+          external: { quantity: quantity.toString(), settlementPrice: price.toString() },
+        })
         return inst.wrapSignAndSend(api, borrowSubmittable, options)
       })
     )
@@ -1440,20 +1436,16 @@ export function getPoolsModule(inst: Centrifuge) {
     args: [poolId: string, loanId: string, quantity: BN, interest: BN, unscheduled: BN, price: BN, aoProxy: string],
     options?: TransactionOptions
   ) {
-    const [poolId, loanId, quantity, interest, unscheduled, price, aoProxy] = args
+    const [poolId, loanId, quantity, interest, unscheduled, price] = args
     const $api = inst.getApi()
 
     return $api.pipe(
       switchMap((api) => {
-        const repaySubmittable = api.tx.proxy.proxy(
-          aoProxy,
-          undefined,
-          api.tx.loans.repay(poolId, loanId, {
-            principal: { external: { quantity: quantity.toString(), settlementPrice: price.toString() } },
-            interest: interest.toString(),
-            unscheduled: unscheduled.toString(),
-          })
-        )
+        const repaySubmittable = api.tx.loans.repay(poolId, loanId, {
+          principal: { external: { quantity: quantity.toString(), settlementPrice: price.toString() } },
+          interest: interest.toString(),
+          unscheduled: unscheduled.toString(),
+        })
         return inst.wrapSignAndSend(api, repaySubmittable, options)
       })
     )