diff --git a/.gitignore b/.gitignore
index 7d57acd..0eb1031 100644
--- a/.gitignore
+++ b/.gitignore
@@ -9,3 +9,5 @@
 
 #JetBrains IDEs
 /.idea/
+
+*.gem
diff --git a/.ruby-version b/.ruby-version
new file mode 100644
index 0000000..aedc15b
--- /dev/null
+++ b/.ruby-version
@@ -0,0 +1 @@
+2.5.3
diff --git a/CHANGELOG.md b/CHANGELOG.md
index e69de29..3a7940c 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -0,0 +1,3 @@
+# 0.1.1 - 2019-09-16
+- bugfixes
+  - BIC fields are now optional
diff --git a/lib/sepa_parser.rb b/lib/sepa_parser.rb
index 24f83a8..36185cb 100644
--- a/lib/sepa_parser.rb
+++ b/lib/sepa_parser.rb
@@ -26,11 +26,11 @@ def self.parse(data) # rubocop:disable MethodLength, AbcSize
                                 get_element_text(document, 'Document/CstmrCdtTrfInitn/PmtInf/Dbtr/Nm'),
                                 get_element_text(document, 'Document/CstmrCdtTrfInitn/PmtInf/DbtrAcct/Id/IBAN'),
                                 get_element_text_if_exists(document, 'Document/CstmrCdtTrfInitn/PmtInf/DbtrAcct/Ccy'),
-                                get_element_text(document, 'Document/CstmrCdtTrfInitn/PmtInf/DbtrAgt/FinInstnId/BIC'),
+                                get_element_text_if_exists(document, 'Document/CstmrCdtTrfInitn/PmtInf/DbtrAgt/FinInstnId/BIC'),
                                 get_element_text(transfer, 'PmtId/EndToEndId'),
                                 get_element_text(transfer, 'Amt/InstdAmt'),
                                 get_element_attribute(transfer, 'Amt/InstdAmt', 'Ccy'),
-                                get_element_text(transfer, 'CdtrAgt/FinInstnId/BIC'),
+                                get_element_text_if_exists(transfer, 'CdtrAgt/FinInstnId/BIC'),
                                 get_element_text(transfer, 'Cdtr/Nm'),
                                 get_element_text(transfer, 'CdtrAcct/Id/IBAN'),
                                 get_element_text_if_exists(transfer, 'CdtrAcct/Ccy'),
diff --git a/lib/sepa_parser/version.rb b/lib/sepa_parser/version.rb
index 60159b0..1faf982 100644
--- a/lib/sepa_parser/version.rb
+++ b/lib/sepa_parser/version.rb
@@ -1,5 +1,5 @@
 # frozen_string_literal: true
 
 module SepaParser
-  VERSION = '0.1.0'
+  VERSION = '0.1.1'
 end