diff --git a/pkg/api/router.go b/pkg/api/router.go
index 3e4574ed896..f6f75e348ea 100644
--- a/pkg/api/router.go
+++ b/pkg/api/router.go
@@ -491,6 +491,12 @@ func (s *Service) mountBusinessDebug(restricted bool) {
 			handle("/wallet", jsonhttp.MethodHandler{
 				"GET": http.HandlerFunc(s.walletHandler),
 			})
+			handle("/wallet/withdraw/{coin}/{addr}", jsonhttp.MethodHandler{
+				"POST": web.ChainHandlers(
+					s.gasConfigMiddleware("wallet withdraw"),
+					web.FinalHandlerFunc(s.walletWithdrawHandler),
+				),
+			})
 		}
 	}
 
diff --git a/pkg/api/wallet.go b/pkg/api/wallet.go
index c98e83b5987..93f184c3eaa 100644
--- a/pkg/api/wallet.go
+++ b/pkg/api/wallet.go
@@ -5,11 +5,15 @@
 package api
 
 import (
+	"context"
+	"math/big"
 	"net/http"
 
 	"github.com/ethereum/go-ethereum/common"
 	"github.com/ethersphere/bee/pkg/bigint"
 	"github.com/ethersphere/bee/pkg/jsonhttp"
+	"github.com/ethersphere/bee/pkg/transaction"
+	"github.com/gorilla/mux"
 )
 
 type walletResponse struct {
@@ -20,6 +24,10 @@ type walletResponse struct {
 	WalletAddress             common.Address `json:"walletAddress"`             // the address of the bee wallet
 }
 
+type walletTxResponse struct {
+	TransactionHash common.Hash `json:"transactionHash"`
+}
+
 func (s *Service) walletHandler(w http.ResponseWriter, r *http.Request) {
 	logger := s.logger.WithName("get_wallet").Build()
 
@@ -47,3 +55,82 @@ func (s *Service) walletHandler(w http.ResponseWriter, r *http.Request) {
 		WalletAddress:             s.ethereumAddress,
 	})
 }
+
+func (s *Service) walletWithdrawHandler(w http.ResponseWriter, r *http.Request) {
+	logger := s.logger.WithName("post_wallet_withdraw").Build()
+
+	queries := struct {
+		Amount *big.Int `map:"amount" validate:"required"`
+	}{}
+
+	if response := s.mapStructure(r.URL.Query(), &queries); response != nil {
+		response("invalid query params", logger, w)
+		return
+	}
+
+	path := struct {
+		Coin    *string         `map:"coin" validate:"required"`
+		Address *common.Address `map:"address" validate:"required"`
+	}{}
+
+	if response := s.mapStructure(mux.Vars(r), &path); response != nil {
+		response("invalid query params", logger, w)
+		return
+	}
+
+	ctx := r.Context()
+	var bzz bool
+	// check if coin is xdai or bzz
+	// check whitelisted
+
+	if bzz {
+		currentBalance, err := s.erc20Service.BalanceOf(ctx, s.ethereumAddress)
+		if err != nil {
+			logger.Error(err, "unable to get balance")
+			jsonhttp.InternalServerError(w, "unable to get balance")
+			return
+		}
+
+		if queries.Amount.Cmp(currentBalance) > 0 {
+			logger.Error(err, "not enough balance")
+			jsonhttp.InternalServerError(w, "not enough balance")
+			return
+		}
+
+		txHash, err := s.erc20Service.Withdraw(ctx, *path.Address, queries.Amount)
+		if err != nil {
+			logger.Error(err, "unable to transfer")
+			jsonhttp.InternalServerError(w, "unable to transfer amount")
+			return
+		}
+		jsonhttp.OK(w, walletTxResponse{TransactionHash: txHash})
+		return
+	}
+
+	nativeToken, err := s.chainBackend.BalanceAt(r.Context(), s.ethereumAddress, nil)
+	if err != nil {
+		logger.Debug("unable to acquire balance from the chain backend", "error", err)
+		logger.Error(nil, "unable to acquire balance from the chain backend")
+		jsonhttp.InternalServerError(w, "unable to acquire balance from the chain backend")
+		return
+	}
+
+	if queries.Amount.Cmp(nativeToken) > 0 {
+		logger.Error(err, "not enough balance")
+		jsonhttp.InternalServerError(w, "not enough balance")
+		return
+	}
+
+	txHash, err := withdraw(ctx, s.chainBackend, *path.Address, queries.Amount)
+	if err != nil {
+		logger.Error(err, "withdraw")
+		jsonhttp.InternalServerError(w, "pending nonce")
+		return
+	}
+
+	jsonhttp.OK(w, walletTxResponse{TransactionHash: txHash})
+}
+
+func withdraw(context.Context, transaction.Backend, common.Address, *big.Int) (common.Hash, error) {
+	return common.Hash{}, nil
+}
diff --git a/pkg/settlement/swap/erc20/erc20.go b/pkg/settlement/swap/erc20/erc20.go
index 510cc43769b..1fe5bb515c1 100644
--- a/pkg/settlement/swap/erc20/erc20.go
+++ b/pkg/settlement/swap/erc20/erc20.go
@@ -25,6 +25,7 @@ var (
 type Service interface {
 	BalanceOf(ctx context.Context, address common.Address) (*big.Int, error)
 	Transfer(ctx context.Context, address common.Address, value *big.Int) (common.Hash, error)
+	Withdraw(ctx context.Context, address common.Address, value *big.Int) (common.Hash, error)
 }
 
 type erc20Service struct {
@@ -91,3 +92,26 @@ func (c *erc20Service) Transfer(ctx context.Context, address common.Address, val
 
 	return txHash, nil
 }
+
+func (c *erc20Service) Withdraw(ctx context.Context, address common.Address, value *big.Int) (common.Hash, error) {
+	callData, err := erc20ABI.Pack("transfer", c.address, value)
+	if err != nil {
+		return common.Hash{}, err
+	}
+
+	request := &transaction.TxRequest{
+		To:          &address,
+		Data:        callData,
+		GasPrice:    sctx.GetGasPrice(ctx),
+		GasLimit:    90000,
+		Value:       big.NewInt(0),
+		Description: "token transfer",
+	}
+
+	txHash, err := c.transactionService.Send(ctx, request, transaction.DefaultTipBoostPercent)
+	if err != nil {
+		return common.Hash{}, err
+	}
+
+	return txHash, nil
+}
diff --git a/pkg/settlement/swap/erc20/mock/erc20.go b/pkg/settlement/swap/erc20/mock/erc20.go
index 8d7652d2fb3..15da78c6d82 100644
--- a/pkg/settlement/swap/erc20/mock/erc20.go
+++ b/pkg/settlement/swap/erc20/mock/erc20.go
@@ -16,6 +16,7 @@ import (
 type Service struct {
 	balanceOfFunc func(ctx context.Context, address common.Address) (*big.Int, error)
 	transferFunc  func(ctx context.Context, address common.Address, value *big.Int) (common.Hash, error)
+	withdrawFunc  func(ctx context.Context, address common.Address, value *big.Int) (common.Hash, error)
 }
 
 func WithBalanceOfFunc(f func(ctx context.Context, address common.Address) (*big.Int, error)) Option {
@@ -52,6 +53,13 @@ func (s *Service) Transfer(ctx context.Context, address common.Address, value *b
 	return common.Hash{}, errors.New("Error")
 }
 
+func (s *Service) Withdraw(ctx context.Context, address common.Address, value *big.Int) (common.Hash, error) {
+	if s.transferFunc != nil {
+		return s.withdrawFunc(ctx, address, value)
+	}
+	return common.Hash{}, errors.New("Error")
+}
+
 // Option is the option passed to the mock Chequebook service
 type Option interface {
 	apply(*Service)