diff --git a/README.md b/README.md
index 2bb9f45..bea47b0 100644
--- a/README.md
+++ b/README.md
@@ -70,7 +70,7 @@ The third stage is executed by the `bb_archive.py` script.
 
 ### Configuration
 
-Each financial institution from which data will be imported must have a dedicated YAML configuration file.
+Each financial statement from which data will be imported must have a dedicated YAML configuration file.
 The configuration file is used by the import scripts to determine the CSV file structure and other information, including which rules to apply.
 
 ### Structure of a configuration file
@@ -112,6 +112,8 @@ Note that the first index starts from `0`.
 | amount_in    | Some financial institutions, use separate indexes for debit and credit. In this case, it is possible to specify the index for the index corresponding to the credited amount  |         |
 | narration    | The index corresponding to the narration or reference field of the transaction          |         |                                                                                   
 
+In the context of a financial transaction, a "counterparty" simply refers to the other party involved in the transaction. It can be an individual, a company, or any other entity that you are transacting with. For example, if you purchase groceries at a store, the store is the counterparty in that transaction. Similarly, if you receive a salary from your employer, the employer is the counterparty to that transaction.
+
 
 #### rules
 
@@ -146,7 +148,6 @@ indexes:
 
 rules:
   beancount_file: 'main-ledger.ldg'
-  rules_file: well-fargo.rules
   account: 565444499
   currency: USD
   ruleset:
@@ -198,20 +199,55 @@ Fresh Food Inc.;equals;FRESH FOOD
 
 #### Replace_Expense
 
-This rule is used to assign an Account to a transaction based on the value of the `counterparty` index of the CSV file. This rule requires a look-up file named `account.rules` located in the directory defined by the `rules.rules_folder` option of the config file.
+The `Replace_Expense` rule is designed to automatically assign a specific account to a Beancount transaction, based on the counterparty field in the CSV file. This rule simplifies the categorization of transactions by utilizing a look-up file, `account.rules`, which is located in the directory specified by the `rules.rules_folder` configuration.
+
+##### Example Usage
 
-For example: we want to add this transaction to the ledger and we want to assign the Account `Expenses:Grocery` to the transaction.
+- To assign `Expenses:Grocery` to transactions from "Fresh Food Inc.", add the following to your `account.rules` file:
 
 ```
-04.11.2020;04.11.2020;Direct Debit;"Fresh Food Inc.";-21,30;EUR;0000001;UK0000001444555
+Fresh Food Inc.;equals;Expenses:Groceries
 ```
 
+
 Add the `Replace_Expense` rule to the list of rules in the configuration file for the target financial institution and add this entry to the `account.rules` file:
 
 ```
 Fresh Food Inc.;equals;Expenses:Groceries
 ```
 
+##### Advanced Categorization:
+
+- In scenarios where the same counterparty should be categorized differently based on the account (e.g., business vs. personal expenses), the rule can distinguish based on the `rules.account` property of the yaml configuration file.
+- For example, transactions with "Apple" in a business account could be categorized as "Expenses:Business:TaxClaim," while in a personal savings account as "Expenses:Gadgets".
+
+`account.rules`` File Example:
+
+```
+apple;contains_ic;Expenses:Gadgets
+apple;contains_ic;Expenses:Business:TaxClaim;biz
+```
+
+The value `biz` must match the value of the `rules.account` property from the financial statement Yaml configuration file.
+ 
+Configuration File Snippet:
+
+```
+--- !Config
+csv:
+ ...
+  
+indexes:
+  ...
+
+rules:
+  account: biz
+  currency: USD
+  ruleset:
+    - Replace_Asset
+    - Replace_Expense
+```
+
 #### Replace_Asset
 
 Assigns an "origin" account to a transaction, based on value of the `account` index of a CSV file row.
diff --git a/beanborg/rule_engine/decision_tables.py b/beanborg/rule_engine/decision_tables.py
index d638d0f..a3990df 100644
--- a/beanborg/rule_engine/decision_tables.py
+++ b/beanborg/rule_engine/decision_tables.py
@@ -2,9 +2,10 @@
 
 import csv
 import os
+from typing import Dict, List
 
 def init_decision_table(file, debug = False):
-    table = {}
+    table: Dict[str, List[Tuple]] = {} 
     tablefile = os.path.join(os.getcwd(), file)
     if not os.path.isfile(tablefile) or os.stat(file).st_size == 0:
         if debug: print("The decision table file: " + file + " is missing or empty.")
@@ -14,8 +15,11 @@ def init_decision_table(file, debug = False):
             next(csv_reader)  # skip first line
             for row in csv_reader:
                 if any(row):
-                    if len(row) == 3:
-                        table[row[0]] = (row[1], row[2])
+                    key = row[0]
+                    if len(row) == 3 or len(row) == 4:
+                        if key not in table:
+                            table[key] = []
+                        table[key].append(tuple(row[1:]))
                     else:
                         print("invalid rule: " + ", ".join(row))
     return table
@@ -25,8 +29,7 @@ def decomment(csvfile):
         raw = row.split('#')[0].strip()
         if raw: yield row
 
-def resolve_from_decision_table(table, string, default):
-    
+def resolve_from_decision_table(table, string, default, account=None):
     eq_check_func = {
         "equals": _equals,
         "equals_ic": _equals_ignore_case,
@@ -40,16 +43,24 @@ def resolve_from_decision_table(table, string, default):
         "ew": _endsWith,
         "co": _contains
     }
-    for k in table.keys():
-        t = table[k]
-        eq_check_type = t[0]
-        ## TODO: do not fail if string (equals, contains, etc does not match)
-        if eq_check_func.get(eq_check_type)(string, k):
-            return t[1]
+    
+    for val in table.keys():
+        # Sort the list of tuples by the number of elements in each tuple (in descending order)
+        t = sorted(table[val], key=lambda x: len(x), reverse=True)
+    
+        for value in t:
+            eq_check_type = value[0]
+            if len(value) == 3 and account is not None:
+                if eq_check_func.get(eq_check_type)(string, val) and account == value[2]:
+                    return value[1]
+            elif len(value) == 2:
+                if eq_check_func.get(eq_check_type)(string, val):
+                    return value[1]
+            else:
+                print("ignore row from rule file: " + str(value))
 
     return default
 
-
 def _equals(string_a, string_b):
     return string_a == string_b
 
diff --git a/beanborg/rule_engine/rules.py b/beanborg/rule_engine/rules.py
index 55cbbc5..66842ac 100644
--- a/beanborg/rule_engine/rules.py
+++ b/beanborg/rule_engine/rules.py
@@ -183,7 +183,7 @@ class Replace_Expense(Rule):
     Categorizes a transaction by assigning the account extracted from a look-up table
     based on the 'payee_pos' index of a CSV file row.
 
-    The rule is based on the 'payee.rules' look-up file.
+    The rule is based on the 'account.rules' look-up file.
     """
     def __init__(self, name, context):
         Rule.__init__(self, name, context)
@@ -199,6 +199,7 @@ def execute(self, csv_line, tx=None, ruleDef=None):
             LookUpCache.init_decision_table("account", table),
             csv_line[self.context.payee_pos],
             self.context.default_expense,
+            self.context.account
         )
         if expense:
             posting = Posting(expense, None, None, None, None, None)
diff --git a/beanborg/rule_engine/rules_engine.py b/beanborg/rule_engine/rules_engine.py
index 4c83fa0..56f2692 100755
--- a/beanborg/rule_engine/rules_engine.py
+++ b/beanborg/rule_engine/rules_engine.py
@@ -30,10 +30,6 @@ class RuleDef:
     def get(self, key):
         return self.attributes[key]
 
-
-
-
-
 class Rule_Init(Rule):
     def __init__(self, name, context):
         Rule.__init__(self, name, context)
@@ -79,7 +75,6 @@ def handle(self, cr):
         return cr
 
     def __init__(self, ctx: Context):
-
         self._ctx = ctx
         self.rules = {}
 
diff --git a/tests/files/account.rules b/tests/files/account.rules
index adb3368..f413637 100644
--- a/tests/files/account.rules
+++ b/tests/files/account.rules
@@ -1,2 +1,5 @@
 value;expression;result
-freshfood;sw;Expenses:Groceries
\ No newline at end of file
+freshfood;sw;Expenses:Groceries
+books;contains_ic;Expenses:John:Books
+books;contains_ic;Expenses:Multimedia:Books;visa
+
diff --git a/tests/files/bank1.yaml b/tests/files/bank1.yaml
index 13796a0..1193b96 100644
--- a/tests/files/bank1.yaml
+++ b/tests/files/bank1.yaml
@@ -21,7 +21,6 @@ indexes:
   
 rules:
   beancount_file: 'main1.ldg'
-  #rules_file: luciano.amex.rules
   account: '1234567'
   currency: GBP
   default_expense: 'Expense:Magic'
diff --git a/tests/files/bank1_custom_rule.yaml b/tests/files/bank1_custom_rule.yaml
index aed1ed2..c4b03e3 100644
--- a/tests/files/bank1_custom_rule.yaml
+++ b/tests/files/bank1_custom_rule.yaml
@@ -21,7 +21,6 @@ indexes:
   
 rules:
   beancount_file: 'main1.ldg'
-  #rules_file: luciano.amex.rules
   account: '1234567'
   currency: GBP
   default_expense: 'Expense:Magic'
diff --git a/tests/files/bank1_ignore_at_pos.yaml b/tests/files/bank1_ignore_at_pos.yaml
index 852cf36..be88323 100644
--- a/tests/files/bank1_ignore_at_pos.yaml
+++ b/tests/files/bank1_ignore_at_pos.yaml
@@ -21,7 +21,6 @@ indexes:
   
 rules:
   beancount_file: 'main1.ldg'
-  #rules_file: luciano.amex.rules
   account: '1234567'
   currency: GBP
   default_expense: 'Expense:Magic'
diff --git a/tests/files/bank1_ignore_by_counterparty.yaml b/tests/files/bank1_ignore_by_counterparty.yaml
index 7d992c3..09b8c2e 100644
--- a/tests/files/bank1_ignore_by_counterparty.yaml
+++ b/tests/files/bank1_ignore_by_counterparty.yaml
@@ -21,7 +21,6 @@ indexes:
   
 rules:
   beancount_file: 'main1.ldg'
-  #rules_file: luciano.amex.rules
   account: '1234567'
   currency: GBP
   default_expense: 'Expense:Magic'
diff --git a/tests/files/bank1_ignore_contains_string_at_pos.yaml b/tests/files/bank1_ignore_contains_string_at_pos.yaml
index f48a97e..2f0b7ce 100644
--- a/tests/files/bank1_ignore_contains_string_at_pos.yaml
+++ b/tests/files/bank1_ignore_contains_string_at_pos.yaml
@@ -21,7 +21,6 @@ indexes:
   
 rules:
   beancount_file: 'main1.ldg'
-  #rules_file: luciano.amex.rules
   account: '1234567'
   currency: GBP
   default_expense: 'Expense:Magic'
diff --git a/tests/files/bank1_replace_asset.yaml b/tests/files/bank1_replace_asset.yaml
index 1cf630f..85c1df3 100644
--- a/tests/files/bank1_replace_asset.yaml
+++ b/tests/files/bank1_replace_asset.yaml
@@ -21,8 +21,6 @@ indexes:
   
 rules:
   beancount_file: 'main1.ldg'
-  #rules_file: luciano.amex.rules
-  account: '1234567'
   currency: GBP
   default_expense: 'Expense:Magic'
   force_negative: true
diff --git a/tests/files/bank1_replace_counterparty.yaml b/tests/files/bank1_replace_counterparty.yaml
index 0969e23..a7e3777 100644
--- a/tests/files/bank1_replace_counterparty.yaml
+++ b/tests/files/bank1_replace_counterparty.yaml
@@ -21,7 +21,6 @@ indexes:
   
 rules:
   beancount_file: 'main1.ldg'
-  #rules_file: luciano.amex.rules
   account: '1234567'
   currency: GBP
   default_expense: 'Expense:Magic'
diff --git a/tests/files/bank1_replace_expense.yaml b/tests/files/bank1_replace_expense.yaml
index e7daafc..b77b1fc 100644
--- a/tests/files/bank1_replace_expense.yaml
+++ b/tests/files/bank1_replace_expense.yaml
@@ -21,7 +21,6 @@ indexes:
   
 rules:
   beancount_file: 'main1.ldg'
-  #rules_file: luciano.amex.rules
   account: '1234567'
   currency: GBP
   default_expense: 'Expense:Magic'
diff --git a/tests/files/bank1_replace_expense2.yaml b/tests/files/bank1_replace_expense2.yaml
new file mode 100644
index 0000000..b89a5bd
--- /dev/null
+++ b/tests/files/bank1_replace_expense2.yaml
@@ -0,0 +1,30 @@
+--- !Config
+csv:
+  download_path: "/Users/luciano/Desktop"
+  name: bbk_statement
+  bank_ref: bbk
+  target: tmp2
+  archive_path: archive2
+  separator: '|'
+  date_format: "%d/%m/%Y"
+  currency_sep: ","
+  skip: 3
+  
+indexes:
+  date: 8
+  counterparty: 9 
+  amount: 10
+  account: 11
+  currency: 12
+  tx_type: 13
+  amount_in: 14
+  
+rules:
+  beancount_file: 'main1.ldg'
+  account: 'visa'
+  currency: GBP
+  default_expense: 'Expense:Magic'
+  force_negative: true
+  invert_negative: true
+  ruleset:
+    - name: Replace_Expense
diff --git a/tests/test_decision_tables.py b/tests/test_decision_tables.py
index 7408c9b..5f6a89b 100644
--- a/tests/test_decision_tables.py
+++ b/tests/test_decision_tables.py
@@ -1,42 +1,37 @@
 from beanborg.rule_engine.decision_tables import *
-
+from typing import Dict, List
 
 def test_equal_value():
-    table = {}
-    table["superman"] = ("equals", "batman")
+    table: Dict[str, List[Tuple]] = {"superman": [("equals", "batman")]}
     assert "batman" == resolve_from_decision_table(table, "superman", "mini")
 
 def test_equal_value_different_case():
-    table = {}
-    table["superman"] = ("equals", "batman")
+    table: Dict[str, List[Tuple]] = {"superman": [("equals", "batman")]}
     assert "Batman" != resolve_from_decision_table(table, "superman", "mini")
 
 def test_equal_value_ignore_different_case():
-    table = {}
-    table["rewe"] = ("equals_ic", "Expenses:Groceries")
+    table: Dict[str, List[Tuple]] = {"rewe": [("equals_ic", "Expenses:Groceries")]}
+    
+    # table: Dict[str, List[Tuple]] = {} 
+    # table["rewe"] = ("equals_ic", "Expenses:Groceries")
     assert "Expenses:Groceries" == resolve_from_decision_table(table, "rewe", "Expenses:Unknown")
 
 def test_startsWith_value():
-    table = {}
-    table["superman"] = ("startsWith", "batman")
+    table: Dict[str, List[Tuple]] = {"superman": [("startsWith", "batman")]}
     assert "batman" == resolve_from_decision_table(table, "superman_is_cool", "mini")
 
 def test_endsWith_value():
-    table = {}
-    table["superman"] = ("endsWith", "batman")
+    table: Dict[str, List[Tuple]] = {"superman": [("endsWith", "batman")]}
     assert "batman" == resolve_from_decision_table(table, "hello_superman", "mini")
 
 def test_contains_value():
-    table = {}
-    table["superman"] = ("contains", "batman")
+    table: Dict[str, List[Tuple]] = {"superman": [("contains", "batman")]}
     assert "batman" == resolve_from_decision_table(
         table, "hello_superman_hello", "mini"
     )
 
 def test_contains_value_ignore_case():
-    table = {}
-    table["rewe"] = ("contains_ic", "Expenses:Groceries")
-    
+    table: Dict[str, List[Tuple]] = {"rewe": [("contains_ic", "Expenses:Groceries")]}
     assert "Expenses:Groceries" == resolve_from_decision_table(
         table, "card transaction - supermarket REWE", "Expenses:Unknown"
     )
@@ -44,6 +39,6 @@ def test_contains_value_ignore_case():
 def test_loadfile():
     table = init_decision_table("tests/files/payee_with_comments.rules")
     assert table["ford"] != None
-    assert table["ford"][0] == "contains"
-    assert table["ford"][1] == "Ford Auto"
+    assert table["ford"][0][0] == "contains"
+    assert table["ford"][0][1] == "Ford Auto"
     
\ No newline at end of file
diff --git a/tests/test_rules_engine.py b/tests/test_rules_engine.py
index 2587e3e..93336b1 100644
--- a/tests/test_rules_engine.py
+++ b/tests/test_rules_engine.py
@@ -27,6 +27,15 @@ def test_expense_replacement():
     tx = rule_engine.execute(entries)
     assert tx.postings[1].account == "Expenses:Groceries"
 
+def test_expense_replacement2():
+
+    rule_engine = make_rule_engine('tests/files/bank1_replace_expense2.yaml')
+    entries = "31.10.2019,b,auszahlung,books,x,ZZ03100400000608903100".split(
+        ","
+    )
+    tx = rule_engine.execute(entries)
+    assert tx.postings[1].account == "Expenses:Multimedia:Books"
+
 def test_ignore():
 
     rule_engine = make_rule_engine('tests/files/bank1_ignore_by_counterparty.yaml')
@@ -89,12 +98,11 @@ def test_no_rulefile():
 
 def make_rule_engine(config_file):
     config = init_config(config_file, False)
-    
     return RuleEngine(
         Context(
             ruleset=config.rules.ruleset,
             rules_dir="tests/files",
-            account=None,
+            account=config.rules.account,
             date_fomat="%d.%m.%Y",
             default_expense="Expenses:Unknown",
             date_pos=0,