diff --git a/lib/recurly/fraud.js b/lib/recurly/fraud.js
index e2c6d872e..94592924b 100644
--- a/lib/recurly/fraud.js
+++ b/lib/recurly/fraud.js
@@ -1,4 +1,5 @@
 import each from 'component-each';
+import find from 'component-find';
 import Emitter from 'component-emitter';
 import dom from '../util/dom';
 import errors from '../errors';
@@ -10,9 +11,7 @@ export class Fraud extends Emitter {
     super();
 
     this.recurly = recurly;
-    this.selector = this.recurly.config.fields.number.selector;
     this.dataCollectorInitiated = false;
-    this.form = undefined;
 
     if (this.shouldCollectData) {
       recurly.ready(this.dataCollector.bind(this));
@@ -23,6 +22,23 @@ export class Fraud extends Emitter {
     return !!this.recurly.config.fraud.kount.dataCollector;
   }
 
+  get form () {
+    if (this._form) return this._form;
+    const fields = this.recurly.config.fields;
+    const selectors = Object.keys(fields).map(name => fields[name].selector).filter(Boolean);
+    let form;
+    find(selectors, selector => {
+      const node = dom.findNodeInParents(window.document.querySelector(selector), 'form');
+      if (dom.element(node)) form = node;
+    });
+
+    if (form) {
+      return this._form = form;
+    } else {
+      throw errors('fraud-data-collector-missing-form', { selectors });
+    }
+  }
+
   /**
    * gets the fraud params present including injected form fields
    * as well as grabbing litle session id if configured
@@ -63,8 +79,6 @@ export class Fraud extends Emitter {
 
     this.dataCollectorInitiated = true;
 
-    this.getForm();
-
     this.recurly.request.get({
       route: '/fraud_data_collector',
       done: (error, response) => {
@@ -85,12 +99,4 @@ export class Fraud extends Emitter {
 
     each(tempContainer.childNodes, node => this.form.appendChild(node));
   }
-
-  getForm () {
-    this.form = dom.findNodeInParents(window.document.querySelector(this.selector), 'form');
-
-    if (!dom.element(this.form)) {
-      throw errors('fraud-data-collector-missing-form', { selector: this.selector });
-    }
-  }
 }