docs: how to update terms.md

docs/update-terms.md

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+Update Terms & Conditions
+
+To update the terms and conditions, follow these steps:
+
+1.	Export the terms and conditions from Google Docs as a Markdown file.
+2. Replace the content of the src/markdown/terms/terms.md file with the exported content.
+3. Update the frontmatter of the file with the new version number and date.
+
+That’s it!
+
+The updated terms and conditions will be displayed in the app with the correct version number and date. A popup banner
+will automatically appear for users who haven’t accepted the new terms.
+
+How does this work?
+
+We rely on the version number from the frontmatter. When the Redux store is rehydrated, we check the version stored in
+the store against the version in the frontmatter. If they differ, we reset the accepted terms, forcing the user to
+accept the new version.
+
+The Markdown file is automatically converted to HTML and displayed in the app. Note that because the Markdown was
+generated
+from Google Docs, we require the remark-heading-id plugin. Additionally, since Google Docs uses {# ...} syntax, it will
+fail in an MDX file.
+
+For Cypress, we follow a similar process. We read the version from the frontmatter and pass it as an environment
+variable.
+
+For Jest tests, we mock the file and read the version from the mock.