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fengzhang.html
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<!doctype html>
<html>
<head>
<meta charset='UTF-8'><meta name='viewport' content='width=device-width initial-scale=1'>
<title>分账</title><link href='https://fonts.loli.net/css?family=Open+Sans:400italic,700italic,700,400&subset=latin,latin-ext' rel='stylesheet' type='text/css' /><style type='text/css'>html {overflow-x: initial !important;}:root { --node-fill: #ECECFF; --node-border: #CCCCFF; --cluster-fill: #ffffde; --cluster-border: #aaaa33; --note-fill: #fff5ad; --note-border: #aaaa33; --mermaid-color: var(--text-color); }
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<div id='write' class = 'is-node'><div class='md-toc' mdtype='toc'><p class="md-toc-content" role="list"><span role="listitem" class="md-toc-item md-toc-h1" data-ref="n969"><a class="md-toc-inner" href="#分账产品prd-v11">分账产品PRD v1.1</a></span><span role="listitem" class="md-toc-item md-toc-h2" data-ref="n970"><a class="md-toc-inner" href="#文档综述">文档综述</a></span><span role="listitem" class="md-toc-item md-toc-h3" data-ref="n971"><a class="md-toc-inner" href="#版本记录">版本记录</a></span><span role="listitem" class="md-toc-item md-toc-h3" data-ref="n981"><a class="md-toc-inner" href="#名词解释">名词解释</a></span><span role="listitem" class="md-toc-item md-toc-h3" data-ref="n998"><a class="md-toc-inner" href="#参考文档">参考文档</a></span><span role="listitem" class="md-toc-item md-toc-h2" data-ref="n1004"><a class="md-toc-inner" href="#产品概述">产品概述</a></span><span role="listitem" class="md-toc-item md-toc-h3" data-ref="n1005"><a class="md-toc-inner" href="#项目背景">项目背景</a></span><span role="listitem" class="md-toc-item md-toc-h3" data-ref="n1008"><a class="md-toc-inner" href="#项目目标">项目目标</a></span><span role="listitem" class="md-toc-item md-toc-h3" data-ref="n1015"><a class="md-toc-inner" href="#用户群体">用户群体</a></span><span role="listitem" class="md-toc-item md-toc-h3" data-ref="n1029"><a class="md-toc-inner" href="#功能列表">功能列表</a></span><span role="listitem" class="md-toc-item md-toc-h2" data-ref="n1075"><a class="md-toc-inner" href="#产品设计">产品设计</a></span><span role="listitem" class="md-toc-item md-toc-h3" data-ref="n1076"><a class="md-toc-inner" href="#通道对比">通道对比</a></span><span role="listitem" class="md-toc-item md-toc-h3" data-ref="n1138"><a class="md-toc-inner" href="#下单接口">下单接口</a></span><span role="listitem" class="md-toc-item md-toc-h4" data-ref="n1139"><a class="md-toc-inner" href="#微信子商户">微信子商户</a></span><span role="listitem" class="md-toc-item md-toc-h4" data-ref="n1155"><a class="md-toc-inner" href="#乐刷">乐刷</a></span><span role="listitem" class="md-toc-item md-toc-h2" data-ref="n1172"><a class="md-toc-inner" href="#时序图">时序图</a></span><span role="listitem" class="md-toc-item md-toc-h3" data-ref="n1173"><a class="md-toc-inner" href="#支付流程">支付流程</a></span><span role="listitem" class="md-toc-item md-toc-h3" data-ref="n1175"><a class="md-toc-inner" href="#退单流程">退单流程</a></span><span role="listitem" class="md-toc-item md-toc-h2" data-ref="n1177"><a class="md-toc-inner" href="#信息结构">信息结构</a></span><span role="listitem" class="md-toc-item md-toc-h3" data-ref="n1178"><a class="md-toc-inner" href="#分账方管理">分账方管理</a></span><span role="listitem" class="md-toc-item md-toc-h3" data-ref="n1201"><a class="md-toc-inner" href="#分账订单列表">分账订单列表</a></span><span role="listitem" class="md-toc-item md-toc-h4" data-ref="n1217"><a class="md-toc-inner" href="#分账详情">分账详情</a></span></p></div><h1><a name="分账产品prd-v11" class="md-header-anchor"></a><span>分账产品PRD v1.1</span></h1><h2><a name="文档综述" class="md-header-anchor"></a><span>文档综述</span></h2><h3><a name="版本记录" class="md-header-anchor"></a><span>版本记录</span></h3><figure><table><thead><tr><th><strong><span>版本号</span></strong></th><th><span>修订时间</span></th><th><span>修订内容</span></th></tr></thead><tbody><tr><td><span>1.0</span></td><td><span>2020-04-16</span></td><td><span>第一次提交</span></td></tr></tbody></table></figure><h3><a name="名词解释" class="md-header-anchor"></a><span>名词解释</span></h3><figure><table><thead><tr><th><strong><span>名词</span></strong></th><th><strong><span>概念</span></strong></th></tr></thead><tbody><tr><td><span>分账方</span></td><td><span>将部分交易资金分出的一方,乐刷或微信子商户</span></td></tr><tr><td><span>分账接收方</span></td><td><span>接收资金的一方,乐刷商户号或微信子商户/微信号/openid</span></td></tr><tr><td><span>发起分账</span></td><td><span>支付成功后进行资金分账</span></td></tr><tr><td><span>分账退回</span></td><td><span>支付订单进行退款时候,需要先进行分账退回,才可确保支付订单资金够退</span></td></tr></tbody></table></figure><h3><a name="参考文档" class="md-header-anchor"></a><span>参考文档</span></h3><ol start='' ><li><span>服务商分账接口 </span><a href='https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=24_1&index=1' target='_blank' class='url'>https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=24_1&index=1</a></li><li><span>乐刷分账接口 </span><a href='https://www.yuque.com/leshuazf/doc/fz#KRHuf' target='_blank' class='url'>https://www.yuque.com/leshuazf/doc/fz#KRHuf</a></li></ol><h2><a name="产品概述" class="md-header-anchor"></a><span>产品概述</span></h2><h3><a name="项目背景" class="md-header-anchor"></a><span>项目背景</span></h3><ol start='' ><li><span>针对商场对商户的抽佣,代理商开发0费率客户想抽取一定手续费的场景,需要将顾客支付的费用在扣除手续费之后,分一部分到商场或者代理商的某个账户.</span></li></ol><h3><a name="项目目标" class="md-header-anchor"></a><span>项目目标</span></h3><ol start='' ><li><span>通过分账解决二清问题</span></li><li><span>丰富支付在实际中运用场景</span></li></ol><h3><a name="用户群体" class="md-header-anchor"></a><span>用户群体</span></h3><figure><table><thead><tr><th><span>角色</span></th><th><span>描述</span></th></tr></thead><tbody><tr><td><span>商场管理方</span></td><td><span>针对商家进行提点</span></td></tr><tr><td><span>代理商开发0费率客户</span></td><td><span>抽取千分之X手续费</span></td></tr><tr><td><span>商家联盟</span></td><td><span>针对商家交易进行提点</span></td></tr></tbody></table></figure><h3><a name="功能列表" class="md-header-anchor"></a><span>功能列表</span></h3><figure><table><thead><tr><th style='text-align:center;' ><strong><span>功 能 模块 </span></strong></th><th style='text-align:center;' ><strong><span>功能点</span></strong></th><th style='text-align:center;' ><strong><span>功能描述</span></strong></th></tr></thead><tbody><tr><td style='text-align:center;' ><strong><span>支撑系统</span></strong></td><td style='text-align:center;' ><span>分账接收方管理</span></td><td style='text-align:center;' ><span>管理分账方和分账接收方的关系</span></td></tr><tr><td style='text-align:center;' > </td><td style='text-align:center;' > </td><td style='text-align:center;' > </td></tr><tr><td style='text-align:center;' ><strong><span>支付系统</span></strong></td><td style='text-align:center;' ><span>请求单次分账</span></td><td style='text-align:center;' ><span>支付下单时候增加 profit_sharing 参数,支付成功后需要异步进行分账,分账成功则写入mps_order,做法参考押金预授权?</span></td></tr><tr><td style='text-align:center;' > </td><td style='text-align:center;' ><span>分账查询</span></td><td style='text-align:center;' ><span>用于</span></td></tr><tr><td style='text-align:center;' > </td><td style='text-align:center;' ><span>分账回退</span></td><td style='text-align:center;' ><span>对应订单退款时,需先进行分账回退,再调用退款接口</span></td></tr><tr><td style='text-align:center;' > </td><td style='text-align:center;' ><span>分账回退查询</span></td><td style='text-align:center;' ><span>类似"退款查询"的概念</span></td></tr><tr><td style='text-align:center;' > </td><td style='text-align:center;' ><span>分账订单列表</span></td><td style='text-align:center;' ><span>可查询分账订单,状态</span></td></tr><tr><td style='text-align:center;' ><strong><span>会员系统</span></strong></td><td style='text-align:center;' ><span>移动支付对账单</span></td><td style='text-align:center;' ><span>需增加 分账金额列 汇总(正在改造合并报表呢?)</span></td></tr><tr><td style='text-align:center;' > </td><td style='text-align:center;' ><span>清分报表</span></td><td style='text-align:center;' ><span>需增加 分账金额列以及汇总((正在改造合并报表呢?)</span></td></tr><tr><td style='text-align:center;' ><strong><span>钱客多APP</span></strong></td><td style='text-align:center;' ><span>对账</span></td><td style='text-align:center;' ><span>增加 分账金额 汇总,因为会影响客户对照实际收入</span></td></tr></tbody></table></figure><h2><a name="产品设计" class="md-header-anchor"></a><span>产品设计</span></h2><h3><a name="通道对比" class="md-header-anchor"></a><span>通道对比</span></h3><figure><table><thead><tr><th><span>通道名称</span></th><th><span>乐刷</span></th><th><span>子商户</span></th><th><span>接口说明</span></th></tr></thead><tbody><tr><td><span>申请分账功能</span></td><td><span>【分账授权申请-电子合同版】</span><a href='https://www.yuque.com/leshuazf/doc/fz#3IzIg' target='_blank' class='url'>https://www.yuque.com/leshuazf/doc/fz#3IzIg</a><span> </span><br><span>【分账授权申请】</span><a href='https://www.yuque.com/leshuazf/doc/fz#SDuJJ' target='_blank' class='url'>https://www.yuque.com/leshuazf/doc/fz#SDuJJ</a></td><td><a href='https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=24_2&index=2' target='_blank' class='url'>https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=24_2&index=2</a></td><td> </td></tr><tr><td><span>查询分账开通</span></td><td><a href='https://www.yuque.com/leshuazf/doc/fz#aw3NZ' target='_blank' class='url'>https://www.yuque.com/leshuazf/doc/fz#aw3NZ</a></td><td><span>同意授权就是开通了</span></td><td> </td></tr><tr><td><span>最大分账比例</span></td><td><span>最大30%</span></td><td><span>最大30%</span></td><td> </td></tr><tr><td><span>添加分账方</span></td><td><a href='https://www.yuque.com/leshuazf/doc/fz#inAlJ' target='_blank' class='url'>https://www.yuque.com/leshuazf/doc/fz#inAlJ</a></td><td><a href='https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=25_3&index=4' target='_blank' class='url'>https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=25_3&index=4</a></td><td> </td></tr><tr><td><span>删除分账方</span></td><td><span>无此接口</span></td><td><a href='https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=25_4&index=5' target='_blank' class='url'>https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=25_4&index=5</a></td><td> </td></tr><tr><td><span>请求单次分账</span></td><td><a href='https://www.yuque.com/leshuazf/doc/fz#xxq0D' target='_blank' class='url'>https://www.yuque.com/leshuazf/doc/fz#xxq0D</a></td><td><a href='https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=25_1&index=1' target='_blank' class='url'>https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=25_1&index=1</a></td><td> </td></tr><tr><td><span>请求多次分账</span></td><td><a href='https://www.yuque.com/leshuazf/doc/fz#1mWrX' target='_blank' class='url'>https://www.yuque.com/leshuazf/doc/fz#1mWrX</a></td><td><a href='https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=25_6&index=2' target='_blank' class='url'>https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=25_6&index=2</a></td><td> </td></tr><tr><td><span>分账查询</span></td><td><a href='https://www.yuque.com/leshuazf/doc/fz#PXHzA' target='_blank' class='url'>https://www.yuque.com/leshuazf/doc/fz#PXHzA</a></td><td><a href='https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=25_2&index=3' target='_blank' class='url'>https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=25_2&index=3</a></td><td> </td></tr><tr><td><span>分账回退</span></td><td><a href='https://www.yuque.com/leshuazf/doc/fz#upSk0' target='_blank' class='url'>https://www.yuque.com/leshuazf/doc/fz#upSk0</a></td><td><a href='https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=25_7&index=7' target='_blank' class='url'>https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=25_7&index=7</a></td><td> </td></tr><tr><td><span>分账回退查询</span></td><td><a href='https://www.yuque.com/leshuazf/doc/fz#fhJH2' target='_blank' class='url'>https://www.yuque.com/leshuazf/doc/fz#fhJH2</a></td><td><a href='https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=25_8&index=8' target='_blank' class='url'>https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=25_8&index=8</a></td><td> </td></tr><tr><td><span>分账动账通知</span></td><td><span>分账或分账回退成功后,异步通知</span><br><a href='https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=25_9&index=9' target='_blank' class='url'>https://pay.weixin.qq.com/wiki/doc/api/allocation_sl.php?chapter=25_9&index=9</a></td><td><span>无此接口</span></td><td> </td></tr><tr><td><span>支持支付方式</span></td><td><span>付款码支付（普通，人脸转付款码）、JSAPI支付、APP支付、小程序支付</span></td><td><span>所有支付类型</span></td><td> </td></tr></tbody></table></figure><h3><a name="下单接口" class="md-header-anchor"></a><span>下单接口</span></h3><h4><a name="微信子商户" class="md-header-anchor"></a><span>微信子商户</span></h4><figure><table><thead><tr><th style='text-align:left;' ><span>字段名</span></th><th style='text-align:left;' ><span>变量名</span></th><th style='text-align:left;' ><span>必填</span></th><th style='text-align:left;' ><span>类型</span></th><th style='text-align:left;' ><span>示例值</span></th><th style='text-align:left;' ><span>描述</span></th></tr></thead><tbody><tr><td style='text-align:left;' ><span>是否指定服务商分账</span></td><td style='text-align:left;' ><span>profit_sharing</span></td><td style='text-align:left;' ><span>否</span></td><td style='text-align:left;' ><span>String(16)</span></td><td style='text-align:left;' ><span>Y</span></td><td style='text-align:left;' ><span>Y-是，需要分账N-否，不分账字母要求大写，不传默认不分账</span></td></tr></tbody></table></figure><h4><a name="乐刷" class="md-header-anchor"></a><span>乐刷</span></h4><figure><table><thead><tr><th><strong><span>字段名</span></strong></th><th><strong><span>变量名</span></strong></th><th><strong><span>必填</span></strong></th><th><strong><span>长度限制</span></strong></th><th><strong><span>类型</span></strong></th><th><strong><span>说明</span></strong></th></tr></thead><tbody><tr><td><span>交易分账标识</span></td><td><span>royalty</span></td><td><span>否</span></td><td><span>1</span></td><td><span>string</span></td><td><span>预授权：2需分账：1不分账：0注：如果未传该字段默认按不分账处理</span></td></tr></tbody></table></figure><p><strong><span>注意事项：调用单次分账接口传1，调用多次分账接口传2</span></strong></p><h2><a name="时序图" class="md-header-anchor"></a><span>时序图</span></h2><h3><a name="支付流程" class="md-header-anchor"></a><span>支付流程</span></h3><div class="md-diagram-panel"><svg id="mermaidChart22" width="591" xmlns="http://www.w3.org/2000/svg" height="630" viewBox="-33 -8 591 630" style="height: 670px;"><style>
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