Help reducing unnecessary spending.
- Easy to start with spending-based goal recommendation and setting
- Duolingo-style push notifications that help review daily spending
- A home screen widget that easily shows daily goal achievement status
- Automatic categorization of spending details to facilitate easy review
- A mechanism to feel accomplishment based on one's spending management performance
| Technology | Documentation |
|---|---|
| Next.js | nextjs.org |
| NextAuth.js | next-auth.js.org |
| Prisma | prisma.io |
| Drizzle ORM | drizzle.team |
| Tailwind CSS | tailwindcss.com |
| tRPC | trpc.io |
| Moenytor App | Medici Mansion Repo |
Survey - 86 participants Interview - 10 participants Insights we gained Less than a third of people who want to manage unnecessary spending actually do it successfully (pie chart capture)
Reasons of those who can't manage it (35 subjective responses) (Numerical evidence) People feel the need to manage their spending but those who haven't succeeded or haven't tried tend to not check their spending details (occasionally) or only look at the total amount. Reverse engineering of numbers (Numerical evidence) They don’t manage because it’s inconvenient to check and manage details - 16 out of 35 subjective responses It's hard to change spending habits. They don't know how to manage their spending.
Characteristics of those who manage well (23 subjective responses) They check their spending details very often. They review their spending every day to a week - 14 cases They review their spending daily - 6 cases They set a monthly budget and check how much they have spent frequently and adjust accordingly. Splitting accounts, setting a monthly budget
Current service situation Integrated financial apps are not designed with spending reduction at the core (rather, they need to promote financial transactions through increased spending) Of course, there are people who manage well using integrated financial apps. However, there is no UX designed for those who want to reduce spending. Bank apps are generally poor in usability. Budgeting apps are services focused on people who have the will to manage money and are already doing it well.
Help people who struggle to reduce unnecessary expenses to easily and enjoyably check their daily spending details, and review their spending.