Welcome to the official PeoPay documentation repository. This repository contains all key documents outlining the vision, mechanics, and strategy of the PeoPay ecosystem. PeoPay is designed to empower underbanked populations globally by merging decentralized finance (DeFi) with mobile money systems, creating a platform that is inclusive, scalable, and transparent.
PeoPay is a blockchain-powered financial ecosystem that combines:
- Peer-to-Peer Payments: Fast and low-cost payments using PeoCoin.
- DeFi Savings: Staking rewards powered by Dynamic Contribution Scoring (DCS).
- Crypto-to-Mobile Money Integration: Seamless conversions between crypto and mobile wallets, using localized stablecoins.
- Decentralized Governance: A user-driven platform where governance power scales with contributions.
This repository provides the documentation necessary to understand, develop, and scale the PeoPay platform.
1. White Paper
The foundational document explaining PeoPay's vision, mission, and technical architecture. It provides:
- The financial inclusion problem.
- Key features and use cases.
- The role of PeoCoin in the ecosystem.
Details the incentive mechanism that drives user engagement and platform sustainability. Learn about:
- DCS scoring formula.
- How DCS aligns individual behavior with ecosystem goals.
- Integration with staking rewards, governance, and merchant benefits.
Outlines the actionable steps to bring PeoPay from prototype to a global platform. Includes:
- Roadmap for development and pilot programs.
- Risk management and mitigation strategies.
- User-centric design principles.
Explains the financial sustainability of the PeoPay ecosystem through:
- Allocation of PeoCoin supply.
- Deflationary mechanisms like fee burning and penalty deductions.
- Staking rewards and milestone-based unlocks.
A guide to community-driven governance, detailing:
- Voting mechanisms and decision-making processes.
- Treasury management and liquidity support.
- Gradual decentralization timeline.
- Getting Started: A guide to creating an account and using PeoPay.
- Crypto-to-Mobile Guide: Step-by-step instructions for converting crypto to mobile money.
- Staking Guide: Learn how to stake PeoCoin and earn rewards.
- FAQs: Answers to common questions about PeoPay.
Detailed documentation for developers integrating with PeoPay. Includes:
- Authentication, transactions, and staking APIs.
- Governance and DCS endpoints.
- Example requests and responses.
- User Growth and Transactions: A line chart showing growth in users and transactions over time.
- Tokenomics Distribution: A pie chart illustrating the distribution of PeoCoin supply.
- PeoPay Ecosystem Flow: A flowchart visualizing the interaction between staking, governance, referrals, penalties, and rewards.
- PeoProve Logic: A diagram showing how DCS evaluates user contributions and determines rewards or penalties.
We welcome contributions from the community to improve and expand PeoPay’s documentation. Here’s how you can contribute:
- Fork this Repository: Click the “Fork” button to create a copy in your GitHub account.
- Make Your Changes: Edit the relevant
.mdfiles or add new content. - Submit a Pull Request: Propose your changes by creating a pull request. Provide a clear description of your edits.
- Feedback and Review: The core team will review your proposal and provide feedback if necessary.
Feel free to open an issue if you have ideas, suggestions, or questions about the documentation.
PeoPay-Docs/
├── API_Documentation/
│ ├── API_Endpoints.md
│ ├── API_Endpoints.html
│ ├── API_Endpoints.pdf
├── Assets/
│ ├── Charts/
│ │ ├── user_growth_chart.png
│ │ ├── tokenomics_pie_chart.png
│ ├── Diagrams/
│ │ ├── peopay_ecosystem_flowchart.png
│ │ ├── peoprove_logic_diagram.png
├── DCS_Framework/
│ ├── DCS_Framework.md
│ ├── DCS_Framework.html
│ ├── DCS_Framework.pdf
├── Governance_Guide/
│ ├── Governance_Guide.md
│ ├── Governance_Guide.html
│ ├── Governance_Guide.pdf
├── Strategic_Plan/
│ ├── Strategic_Plan.md
│ ├── Strategic_Plan.html
│ ├── Strategic_Plan.pdf
├── Tokenomics_Model/
│ ├── Tokenomics_Model.md
│ ├── Tokenomics_Model.html
│ ├── Tokenomics_Model.pdf
├── User_Guides/
│ ├── Getting_Started.md
│ ├── Getting_Started.html
│ ├── Getting_Started.pdf
│ ├── Crypto2Mobile.md
│ ├── Crypto2Mobile.html
│ ├── Crypto2Mobile.pdf
│ ├── Staking_Guide.md
│ ├── Staking_Guide.html
│ ├── Staking_Guide.pdf
│ ├── FAQs.md
│ ├── FAQs.html
│ ├── FAQs.pdf
├── WhitePaper/
│ ├── PeoPay_White_Paper.md
│ ├── PeoPay_White_Paper.html
│ ├── PeoPay_White_Paper.pdf
├── LICENSE
├── README.md
This repository is licensed under the MIT License. You are free to use, modify, and distribute the content as long as proper credit is given to PeoPay. See the LICENSE file for more details.
Thank you for your interest in PeoPay! Together, we can create a platform that redefines financial inclusion and empowers underbanked communities worldwide. 🚀