Add loan charge-off behaviour

alberto-art3ch · Nov 28, 2024 · fb692d4 · fb692d4
1 parent 497fc3b
commit fb692d4
Show file tree

Hide file tree

Showing 18 changed files with 102 additions and 14 deletions.
diff --git a/src/app/loans/loans-view/account-details/account-details.component.html b/src/app/loans/loans-view/account-details/account-details.component.html
@@ -55,6 +55,11 @@ <h3> {{"labels.heading.Loan Details" | translate}} </h3>
             <span fxFlex="50%">{{ loanDetails.enableDownPayment | yesNo }}</span>
         </div>
 
+        <div fxFlexFill>
+          <span fxFlex="50%">{{ 'labels.inputs.Loan Charge-off behaviour' | translate}}:</span>
+          <span fxFlex="50%">{{ loanDetails.chargeOffBehaviour.value | translateKey: 'catalogs' }}</span>
+        </div>
+
         <div fxFlexFill>
             <span fxFlex="50%"> {{"labels.inputs.Grace: On Principal Payment" | translate}}</span>
             <span fxFlex="50%"> {{loanDetails.graceOnPrincipalPayment}} </span>

diff --git a/...pp/products/loan-products/common/loan-product-summary/loan-product-summary.component.html b/...pp/products/loan-products/common/loan-product-summary/loan-product-summary.component.html
@@ -403,6 +403,17 @@ <h3 class="mat-h3" fxFlexFill>{{ 'labels.inputs.Down Payments' | translate}}</h3
     <span  fxFlex="53%">{{ loanProduct.enableAutoRepaymentForDownPayment | yesNo }}</span>
   </div>
 
+  <div fxFlexFill *ngIf="isAdvancedPaymentAllocation" fxLayout="row wrap" fxLayout.lt-md="column">
+    <h3 class="mat-h3" fxFlexFill>{{ 'labels.inputs.Loan Charge-off behaviour' | translate}}</h3>
+
+    <mat-divider [inset]="true"></mat-divider>
+
+    <div fxFlexFill>
+      <span fxFlex="47%">{{ 'labels.inputs.Loan Charge-off behaviour' | translate}}:</span>
+      <span  fxFlex="53%">{{ loanProduct.chargeOffBehaviour.value | translateKey:'catalogs' }}</span>
+    </div>
+  </div>
+
   <h3 class="mat-h3" fxFlexFill>{{ 'labels.heading.Moratorium' | translate}}</h3>
 
   <div fxFlexFill *ngIf="loanProduct.delinquencyBucket">

diff --git a/src/app/products/loan-products/common/loan-product-summary/loan-product-summary.component.ts b/src/app/products/loan-products/common/loan-product-summary/loan-product-summary.component.ts
@@ -202,6 +202,9 @@ export class LoanProductSummaryComponent implements OnInit, OnChanges {
           this.loanProduct.loanScheduleProcessingType = this.optionDataLookUpByCode(this.loanProduct.loanScheduleProcessingType,
             this.loanProductsTemplate.loanScheduleProcessingTypeOptions);
         }
+        if (!this.loanProduct.chargeOffBehaviour.value) {
+          this.loanProduct.chargeOffBehaviour = this.stringEnumOptionDataLookUp(this.loanProduct.chargeOffBehaviour, this.loanProductsTemplate.chargeOffBehaviourOptions);
+        }
       }
     }
 
@@ -242,6 +245,20 @@ export class LoanProductSummaryComponent implements OnInit, OnChanges {
     return optionData;
   }
 
+  stringEnumOptionDataLookUp(itemId: any, optionsData: any[]): StringEnumOptionData {
+    let optionData: StringEnumOptionData | null;
+    optionsData.some((o: any) => {
+      if (o.id === itemId) {
+        optionData = {
+          id: o.id,
+          code: o.code,
+          value: o.value
+        };
+      }
+    });
+    return optionData;
+  }
+
   optionDataLookUpByCode(currentValue: any, optionsData: any[]): OptionData {
     let optionData: OptionData | null;
     optionsData.some((o: any) => {

diff --git a/...loan-product-stepper/loan-product-settings-step/loan-product-settings-step.component.html b/...loan-product-stepper/loan-product-settings-step/loan-product-settings-step.component.html
@@ -135,6 +135,19 @@ <h3 fxFlex="96%" class="mat-h3">{{'labels.heading.Down Payment' | translate}}</h
 
     <span fxFlex="48%" fxHide.lt-md></span>
 
+    <div *ngIf="isAdvancedTransactionProcessingStrategy" fxFlexFill fxLayout="row wrap" fxLayoutGap="2%" fxLayout.lt-md="column">
+      <h3 fxFlex="98%" class="mat-h4">{{'labels.inputs.Loan Charge-off behaviour' | translate}}</h3>
+
+      <mat-form-field fxFlex="30%">
+        <mat-label>{{'labels.inputs.Loan Charge-off behaviour' | translate}}</mat-label>
+        <mat-select formControlName="chargeOffBehaviour" required>
+          <mat-option *ngFor="let chargeOffBehaviour of chargeOffBehaviourData" [value]="chargeOffBehaviour.id">
+            {{ chargeOffBehaviour.value | translateKey:'catalogs' }}
+          </mat-option>
+        </mat-select>
+      </mat-form-field>
+    </div>
+
     <h4 fxFlex="98%" class="mat-h4 m-r-10">{{'labels.inputs.Moratorium' | translate}} <i class="fas fa-question" matTooltip="{{ 'tooltips.The moratorium information' | translate}}"></i></h4>
 
     <mat-form-field fxFlex="48%">

diff --git a/...s/loan-product-stepper/loan-product-settings-step/loan-product-settings-step.component.ts b/...s/loan-product-stepper/loan-product-settings-step/loan-product-settings-step.component.ts
@@ -3,7 +3,7 @@ import { UntypedFormGroup, UntypedFormBuilder, Validators, UntypedFormControl }
 import { LoanProducts } from '../../loan-products';
 import { rangeValidator } from 'app/shared/validators/percentage.validator';
 import { GlobalConfiguration } from 'app/system/configurations/global-configurations-tab/configuration.model';
-import { CodeName, OptionData } from 'app/shared/models/option-data.model';
+import { CodeName, OptionData, StringEnumOptionData } from 'app/shared/models/option-data.model';
 import { ProcessingStrategyService } from '../../services/processing-strategy.service';
 
 
@@ -46,6 +46,7 @@ export class LoanProductSettingsStepComponent implements OnInit {
   advancedTransactionProcessingStrategyDisabled = true;
   useDueForRepaymentsConfigurations = false;
   rescheduleStrategyTypeDisabled = false;
+  chargeOffBehaviourData: StringEnumOptionData[] = [];
 
   /** Values to Days for Repayments */
   defaultConfigValues: GlobalConfiguration[] = [];
@@ -85,6 +86,7 @@ export class LoanProductSettingsStepComponent implements OnInit {
     this.delinquencyBucketData = this.loanProductsTemplate.delinquencyBucketOptions;
     this.loanScheduleTypeData = this.loanProductsTemplate.loanScheduleTypeOptions;
     this.loanScheduleProcessingTypeData = this.loanProductsTemplate.loanScheduleProcessingTypeOptions;
+    this.chargeOffBehaviourData = this.loanProductsTemplate.chargeOffBehaviourOptions;
 
     // this.useDueForRepaymentsConfigurations = (!this.loanProduct.dueDaysForRepaymentEvent && !this.loanProduct.overDueDaysForRepaymentEvent);
 
@@ -121,7 +123,8 @@ export class LoanProductSettingsStepComponent implements OnInit {
       'enableInstallmentLevelDelinquency': this.loanProductsTemplate.enableInstallmentLevelDelinquency,
       'loanScheduleType': this.loanProductsTemplate.loanScheduleType.code,
       'useDueForRepaymentsConfigurations': this.loanProductsTemplate.useDueForRepaymentsConfigurations,
-      'allowAccrualPostingInArrears': this.loanProductsTemplate.allowAccrualPostingInArrears
+      'allowAccrualPostingInArrears': this.loanProductsTemplate.allowAccrualPostingInArrears,
+      'chargeOffBehaviour': this.loanProductsTemplate.chargeOffBehaviour.id
     });
 
     this.isAdvancedTransactionProcessingStrategy = LoanProducts.isAdvancedPaymentAllocationStrategy(transactionProcessingStrategyCode);
@@ -474,6 +477,7 @@ export class LoanProductSettingsStepComponent implements OnInit {
         }
         this.advancedTransactionProcessingStrategyDisabled = false;
         this.isAdvancedTransactionProcessingStrategy =  false;
+        this.loanProductSettingsForm.removeControl('chargeOffBehaviour');
       } else {
         // Only Advanced Payment Allocation Strategy
         this.transactionProcessingStrategyDataBase.some(
@@ -487,6 +491,7 @@ export class LoanProductSettingsStepComponent implements OnInit {
           'transactionProcessingStrategyCode': this.transactionProcessingStrategyData[0].code
         });
         this.isAdvancedTransactionProcessingStrategy =  true;
+        this.loanProductSettingsForm.addControl('chargeOffBehaviour', new UntypedFormControl(this.loanProductsTemplate.chargeOffBehaviour.id));
       }
       if (this.loanProductSettingsForm.value.isInterestRecalculationEnabled) {
         this.setRescheduleStrategies();

diff --git a/src/app/products/loan-products/models/loan-product.model.ts b/src/app/products/loan-products/models/loan-product.model.ts
@@ -128,6 +128,7 @@ export interface LoanProduct {
   chargeOffReasonToGLAccountMappings?:                       ChargeOffReasonsToGLAccountMapping[];
   enableAccrualActivityPosting?:                             boolean;
   supportedInterestRefundTypes?:                             StringEnumOptionData[];
+  chargeOffBehaviour?:                                       StringEnumOptionData;
 }
 
 

diff --git a/src/assets/translations/cs-CS.json b/src/assets/translations/cs-CS.json
@@ -737,7 +737,9 @@
       "Add periodic accrual entries": "Přidejte pravidelné položky časového rozlišení",
       "Accrual Activity Posting on Installment Due Date": "Účtování akruální činnosti v den splatnosti splátky",
       "Check loan repayment due": "Zkontrolujte splatnost půjčky",
-      "Transfer to Savings": "Převod do Úspory"
+      "Transfer to Savings": "Převod do Úspory",
+      "Zero interest after charge-off": "Nulový úrok po nabití",
+      "Accelerate maturity to charge-off date": "Urychlete splatnost do data odúčtování"
     },
     "commons": {
       "50 characters long": "50 znaků dlouhé",
@@ -1791,6 +1793,7 @@
       "Loan Amount and Balance": "Výše a zůstatek půjčky",
       "Loan Approval": "Schválení půjčky",
       "Loan Balance": "Zůstatek půjčky",
+      "Loan Charge-off behaviour": "Chování při odúčtování půjčky",
       "Loan Collateral Details": "Podrobnosti o zajištění úvěru",
       "Loan Cycle": "Úvěrový cyklus",
       "Loan Disbursal": "Vyplacení půjčky",

diff --git a/src/assets/translations/de-DE.json b/src/assets/translations/de-DE.json
@@ -737,7 +737,9 @@
       "Add periodic accrual entries": "Fügen Sie periodische Abgrenzungsposten hinzu",
       "Accrual Activity Posting on Installment Due Date": "Buchung der Abgrenzungsaktivität am Fälligkeitsdatum der Rate",
       "Check loan repayment due": "Prüfen Sie, ob die Kreditrückzahlung fällig ist",
-      "Transfer to Savings": "Übertragen auf Ersparnisse"
+      "Transfer to Savings": "Übertragen auf Ersparnisse",
+      "Zero interest after charge-off": "Null Zinsen nach Abschreibung",
+      "Accelerate maturity to charge-off date": "Fälligkeit bis zum Abschreibungsdatum beschleunigen"
     },
     "commons": {
       "50 characters long": "50 Zeichen lang",
@@ -1791,6 +1793,7 @@
       "Loan Amount and Balance": "Kreditbetrag und Saldo",
       "Loan Approval": "Kreditgenehmigung",
       "Loan Balance": "Kreditsaldo",
+      "Loan Charge-off behaviour": "Kreditabschreibungsverhalten",
       "Loan Collateral Details": "Details zur Kreditsicherheit",
       "Loan Cycle": "Kreditzyklus",
       "Loan Disbursal": "Kreditauszahlung",

diff --git a/src/assets/translations/en-US.json b/src/assets/translations/en-US.json
@@ -739,7 +739,9 @@
             "Add periodic accrual entries": "Add periodic accrual entries",
             "Accrual Activity Posting on Installment Due Date": "Accrual Activity Posting on Installment Due Date",
             "Check loan repayment due": "Check loan repayment due",
-            "Transfer to Savings": "Transfer to Savings"
+            "Transfer to Savings": "Transfer to Savings",
+            "Zero interest after charge-off": "Zero interest after charge-off",
+            "Accelerate maturity to charge-off date": "Accelerate maturity to charge-off date"
         },
         "commons": {
             "50 characters long": "50 characters long",
@@ -1792,6 +1794,7 @@
             "Loan Amount and Balance": "Loan Amount and Balance",
             "Loan Approval": "Loan Approval",
             "Loan Balance": "Loan Balance",
+            "Loan Charge-off behaviour": "Loan Charge-off behaviour",
             "Loan Collateral Details": "Loan Collateral Details",
             "Loan Cycle": "Loan Cycle",
             "Loan Disbursal": "Loan Disbursal",

diff --git a/src/assets/translations/es-MX.json b/src/assets/translations/es-MX.json
@@ -735,7 +735,9 @@
             "Add periodic accrual entries": "Agregar entradas de devengo periódico",
             "Accrual Activity Posting on Installment Due Date": "Contabilización de devengo acumulado en la fecha de vencimiento del pago",
             "Check loan repayment due": "Verificar pagos a vencer de préstamos",
-            "Transfer to Savings": "Transferir a Ahorros"
+            "Transfer to Savings": "Transferir a Ahorros",
+            "Zero interest after charge-off": "Cero intereses después de la cancelación",
+            "Accelerate maturity to charge-off date": "Acelerar el vencimiento hasta la fecha de amortización"
         },
         "commons": {
             "50 characters long": "50 caracteres de largo",
@@ -1789,6 +1791,7 @@
             "Loan Amount and Balance": "Monto y saldo del Crédito",
             "Loan Approval": "Aprobación de Crédito",
             "Loan Balance": "Balance de Crédito",
+            "Loan Charge-off behaviour": "Comportamiento de cancelación de préstamos",
             "Loan Collateral Details": "Detalles de la garantía del Crédito",
             "Loan Cycle": "Ciclo de Crédito",
             "Loan Disbursal": "Desembolso del Crédito",

diff --git a/src/assets/translations/fr-FR.json b/src/assets/translations/fr-FR.json
@@ -737,7 +737,9 @@
       "Add periodic accrual entries": "Ajouter des entrées de régularisation périodiques",
       "Accrual Activity Posting on Installment Due Date": "Comptabilisation d'activité de régularisation à la date d'échéance du versement",
       "Check loan repayment due": "Vérifier le remboursement du prêt dû",
-      "Transfer to Savings": "Transfert vers l'épargne"
+      "Transfer to Savings": "Transfert vers l'épargne",
+      "Zero interest after charge-off": "Zéro intérêt après radiation",
+      "Accelerate maturity to charge-off date": "Accélérer la maturité jusqu'à la date de radiation"
     },
     "commons": {
       "50 characters long": "50 caractères",
@@ -1791,6 +1793,7 @@
       "Loan Amount and Balance": "Montant et solde du prêt",
       "Loan Approval": "Approbation du prêt",
       "Loan Balance": "Solde du prêt",
+      "Loan Charge-off behaviour": "Comportement en matière de radiation de prêts",
       "Loan Collateral Details": "Détails de la garantie de prêt",
       "Loan Cycle": "Cycle de prêt",
       "Loan Disbursal": "Décaissement du prêt",

diff --git a/src/assets/translations/it-IT.json b/src/assets/translations/it-IT.json
@@ -737,7 +737,9 @@
       "Add periodic accrual entries": "Aggiungere voci di competenza periodica",
       "Accrual Activity Posting on Installment Due Date": "Registrazione dell'attività di competenza alla data di scadenza della rata",
       "Check loan repayment due": "Controllare il rimborso del prestito in scadenza",
-      "Transfer to Savings": "Trasferimento al risparmio"
+      "Transfer to Savings": "Trasferimento al risparmio",
+      "Zero interest after charge-off": "Zero interessi dopo la cancellazione",
+      "Accelerate maturity to charge-off date": "Accelerare la scadenza alla data di cancellazione"
     },
     "commons": {
       "50 characters long": "50 caratteri di lunghezza",
@@ -1791,6 +1793,7 @@
       "Loan Amount and Balance": "Importo e saldo del prestito",
       "Loan Approval": "Approvazione del prestito",
       "Loan Balance": "Saldo del prestito",
+      "Loan Charge-off behaviour": "Comportamento di cancellazione del prestito",
       "Loan Collateral Details": "Dettagli della garanzia del prestito",
       "Loan Cycle": "Ciclo del prestito",
       "Loan Disbursal": "Erogazione del prestito",

diff --git a/src/assets/translations/ko-KO.json b/src/assets/translations/ko-KO.json
@@ -737,7 +737,9 @@
       "Add periodic accrual entries": "정기 발생 항목 추가",
       "Accrual Activity Posting on Installment Due Date": "할부 만기일에 대한 발생 활동 전기",
       "Check loan repayment due": "대출 상환 기한 확인",
-      "Transfer to Savings": "저축으로 이체"
+      "Transfer to Savings": "저축으로 이체",
+      "Zero interest after charge-off": "대손충당 후 이자 없음",
+      "Accelerate maturity to charge-off date": "만기일을 대금상환일로 앞당기세요"
     },
     "commons": {
       "50 characters long": "50자(영문 기준)",
@@ -1792,6 +1794,7 @@
       "Loan Amount and Balance": "대출금액 및 잔액",
       "Loan Approval": "대출 승인",
       "Loan Balance": "대출 잔액",
+      "Loan Charge-off behaviour": "대출 상환 거부 행동",
       "Loan Collateral Details": "대출 담보 세부정보",
       "Loan Cycle": "대출주기",
       "Loan Disbursal": "대출금 지급",

diff --git a/src/assets/translations/lt-LT.json b/src/assets/translations/lt-LT.json
@@ -737,7 +737,9 @@
       "Add periodic accrual entries": "Pridėkite periodinius kaupimo įrašus",
       "Accrual Activity Posting on Installment Due Date": "Kaupimo veiklos registravimas įmokos mokėjimo dieną",
       "Check loan repayment due": "Patikrinkite paskolos grąžinimo terminą",
-      "Transfer to Savings": "Perkėlimas į santaupas"
+      "Transfer to Savings": "Perkėlimas į santaupas",
+      "Zero interest after charge-off": "Nulinės palūkanos po apmokestinimo",
+      "Accelerate maturity to charge-off date": "Paspartinkite terminą iki nurašymo datos"
     },
     "commons": {
       "50 characters long": "50 simbolių ilgio",
@@ -1791,6 +1793,7 @@
       "Loan Amount and Balance": "Paskolos suma ir likutis",
       "Loan Approval": "Paskolos patvirtinimas",
       "Loan Balance": "Paskolos likutis",
+      "Loan Charge-off behaviour": "Paskolos nurašymo elgesys",
       "Loan Collateral Details": "Paskolos užstato informacija",
       "Loan Cycle": "Paskolos ciklas",
       "Loan Disbursal": "Paskolos išmokėjimas",

diff --git a/src/assets/translations/lv-LV.json b/src/assets/translations/lv-LV.json
@@ -737,7 +737,9 @@
       "Add periodic accrual entries": "Pievienojiet periodiskus uzkrāšanas ierakstus",
       "Accrual Activity Posting on Installment Due Date": "Uzkrāšanas darbības grāmatošana iemaksas termiņā",
       "Check loan repayment due": "Pārbaudiet aizdevuma atmaksas termiņu",
-      "Transfer to Savings": "Pārskaitījums uz uzkrājumiem"
+      "Transfer to Savings": "Pārskaitījums uz uzkrājumiem",
+      "Zero interest after charge-off": "Nulle procenti pēc atskaitīšanas",
+      "Accelerate maturity to charge-off date": "Paātriniet dzēšanas termiņu līdz izņemšanas datumam"
     },
     "commons": {
       "50 characters long": "50 rakstzīmes garš",
@@ -1791,6 +1793,7 @@
       "Loan Amount and Balance": "Aizdevuma summa un atlikums",
       "Loan Approval": "Aizdevuma apstiprināšana",
       "Loan Balance": "Aizdevuma atlikums",
+      "Loan Charge-off behaviour": "Aizdevuma nomaksas uzvedība",
       "Loan Collateral Details": "Sīkāka informācija par aizdevuma nodrošinājumu",
       "Loan Cycle": "Aizdevuma cikls",
       "Loan Disbursal": "Aizdevuma izsniegšana",

diff --git a/src/assets/translations/ne-NE.json b/src/assets/translations/ne-NE.json
@@ -737,7 +737,9 @@
       "Add periodic accrual entries": "आवधिक संचय प्रविष्टिहरू थप्नुहोस्",
       "Accrual Activity Posting on Installment Due Date": "किस्ता तिर्ने मितिमा उपार्जन गतिविधि पोस्ट गर्दै",
       "Check loan repayment due": "ऋण तिर्न बाँकी जाँच गर्नुहोस्",
-      "Transfer to Savings": "बचतमा स्थानान्तरण गर्नुहोस्"
+      "Transfer to Savings": "बचतमा स्थानान्तरण गर्नुहोस्",
+      "Zero interest after charge-off": "चार्ज अफ पछि शून्य ब्याज",
+      "Accelerate maturity to charge-off date": "चार्ज अफ मितिमा परिपक्वतालाई गति दिनुहोस्"
     },
     "commons": {
       "50 characters long": "५० वर्ण लामो",
@@ -1791,6 +1793,7 @@
       "Loan Amount and Balance": "ऋण रकम र मौज्दात",
       "Loan Approval": "ऋण स्वीकृति",
       "Loan Balance": "ऋण शेष",
+      "Loan Charge-off behaviour": "ऋण चार्ज अफ व्यवहार",
       "Loan Collateral Details": "ऋण संपार्श्विक विवरण",
       "Loan Cycle": "ऋण चक्र",
       "Loan Disbursal": "ऋण वितरण",

diff --git a/src/assets/translations/pt-PT.json b/src/assets/translations/pt-PT.json
@@ -737,7 +737,9 @@
       "Add periodic accrual entries": "Adicione entradas de acumulação periódicas",
       "Accrual Activity Posting on Installment Due Date": "Publicação de atividades de acumulação na data de vencimento da parcela",
       "Check loan repayment due": "Verifique o vencimento do empréstimo",
-      "Transfer to Savings": "Transferência para Poupança"
+      "Transfer to Savings": "Transferência para Poupança",
+      "Zero interest after charge-off": "Juros zero após baixa",
+      "Accelerate maturity to charge-off date": "Acelerar o vencimento até à data de baixa"
     },
     "commons": {
       "50 characters long": "50 caracteres",
@@ -1791,6 +1793,7 @@
       "Loan Amount and Balance": "Valor e saldo do empréstimo",
       "Loan Approval": "Aprovação de empréstimo",
       "Loan Balance": "Saldo do empréstimo",
+      "Loan Charge-off behaviour": "Comportamento de cobrança de empréstimos",
       "Loan Collateral Details": "Detalhes da garantia do empréstimo",
       "Loan Cycle": "Ciclo de Empréstimo",
       "Loan Disbursal": "Desembolso de empréstimo",