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♻️ Migrate Auth API reference guide
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--- | ||
title: Auth | ||
description: Introduction to Authentication | ||
draft: true | ||
nav: | ||
path: API | ||
order: 2 | ||
--- | ||
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## Authenticating API Calls | ||
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API calls can be authenticated by either providing an API key in the | ||
"X-Api-Key" header or by providing a user access token in the "Authorization" | ||
header. | ||
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Org [Accounts](https://docs.centrapay.com/api/accounts) accessed with a user access token require the | ||
"X-Centrapay-Account" header to be provided. The "X-Centrapay-Account" header | ||
specifies the unique identifier of the Centrapay Org Account. | ||
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### Authenticate with API key | ||
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```bash [Request] | ||
curl -X GET https://service.centrapay.com/api/account-memberships \ | ||
-H "X-Api-Key: $api_key" | ||
``` | ||
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### Authenticate with user access token | ||
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```bash [Request] | ||
curl -X GET https://service.centrapay.com/api/account-memberships \ | ||
-H "Authorization: $jwt" | ||
``` | ||
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### Authenticate org account with user access token | ||
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```bash [Request] | ||
curl -X GET https://service.centrapay.com/api/account-memberships \ | ||
-H "Authorization: $jwt" \ | ||
-H "X-Centrapay-Account: Jaim1Cu1Q55uooxSens6yk" | ||
``` | ||
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## API Keys | ||
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[API Keys](https://docs.centrapay.com/api/api-keys) provide enduring access to a single Centrapay account. | ||
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The Centrapay test merchant API key is available to test creating payment requests: | ||
`f32c5497297084e5354b47c40d5ccacb109ce483`. | ||
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## User Access Tokens | ||
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User access tokens provide time-limited access to all Centrapay accounts for | ||
which the user is a member. Access tokens are issued using OIDC code flow via | ||
the Centrapay OAuth authorization server and login page at auth.centrapay.com. | ||
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After successfully negotiating the OIDC code flow your application will have access to three tokens: | ||
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| Token | Description | | ||
| ------------- | --------------------------------------------------------------------- | | ||
| Id Token | JWT containing user attributes such as id, phone and email. | | ||
| Access Token | JWT granting access to Centrapay APIs. Expires after 1 hour. | | ||
| Refresh Token | Token for OIDC token exchange. Expires after 60 days or when revoked. | | ||
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A good starting point for learning more about OIDC is Okta's [OAuth OIDC Illustrated Guide](https://developer.okta.com/blog/2019/10/21/illustrated-guide-to-oauth-and-oidc). | ||
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When initiating a login request, a valid redirect URI must be provided. To | ||
obtain a dedicated OAuth client id with your application's redirect URI(s) | ||
whitelisted please contact Centrapay support. Your callback URI can be for a | ||
website (such as "https://yourapp.example.com/oidc-callback") or mobile app | ||
(such as "com.example.yourapp://oidc-callback"). | ||
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Your application can use any OIDC client to negotiate the authentication flow | ||
but it must support OIDC authorization code flow with [PKCE](https://oauth.net/2/pkce/). | ||
See the [Example OIDC Consumer](/guides/example-oidc-consumer) guide for a | ||
working example using the "oidc-client" JavaScript library. The Centrapay | ||
authorization server configuration can be interrogated via | ||
`https://auth.centrapay.com/.well-known/openid-configuration`. | ||
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When handling the OIDC callback, browser based applications should slurp the | ||
callback parameters by performing a `location.replace()` so they are not | ||
available in the browser's location bar or browsing history. If your application | ||
needs to talk directly to service.centrapay.com from a browser then it will | ||
also need to be whitelisted for cross-origin requests. | ||
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### Claims | ||
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The following table lists the claims which may be be included in a user id token. | ||
At minimum, the "sub" claim and one of "phone_number" or "email" will be present. | ||
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| Name | Description | | ||
|:----------------------|:------------------------------------------------------------------| | ||
| sub | Centrapay user id | | ||
| email | email address | | ||
| phone_number | phone number | | ||
| given_name | given name(s) | | ||
| family_name | surname | | ||
| preferred_username | Centrapay user handle | | ||
| phone_number_verified | phone number has been verified (can be used for account recovery) | | ||
| email_verified | email has been verified (can be used for account recovery) | | ||
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## Roles and Permissions | ||
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Users and API keys are assigned a role for their associated Centrapay | ||
account(s). The permissions granted to the roles are shown in the table below. | ||
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Most permissions apply only to resources owned by the associated account. Some | ||
permissions, such as payment-requests:pay, apply globally to all resources | ||
regardless of the account the resource belongs to. The global permissions are | ||
indicated below with a star (✸). | ||
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### Account Flags | ||
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Some permissions require an additional flag associated to their individual account or the | ||
targeted account that owns the resource (they may be the same account). For each permission, | ||
if there is a flag associated to it then at least one of them must be met. | ||
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| Symbol | Description | | ||
| ------ | ------------------------------------------------------------------------------------------------ | | ||
| 👤 | A trusted user flag on the individual account, obtained by verifying a NZ phone number. | | ||
| 🧀 | An external-asset-issuer subscription on the targeted Account, obtained by contacting centrapay. | | ||
| 🗄 | The targeted account must be of type org. | | ||
| 🪙 | A collection-manager subscription on the targeted Account, obtained by contacting centrapay. | | ||
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### Permissions | ||
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| Permission | Account Owner | Anon Consumer | Merchant Terminal | External Asset Provider | Cashier | | ||
| ---------------------------------- | ------------- | ------------- | ----------------- | ----------------------- | ------- | | ||
| accounts:create | ✅ | | | | | | ||
| accounts:read | ✅ | | | ✅ | ✅ | | ||
| accounts:updat | ✅ | | | | | | ||
| api-keys:create | ✅ | | | | | | ||
| api-keys:list | ✅ | | | | | | ||
| api-keys:update | ✅ | | | | | | ||
| asset-transfers:claim | ✅ | | | ✅ | | | ||
| asset-transfers:create 👤 🧀 | ✅ | | | ✅ | | | ||
| asset-transfers:read | ✅ | | | ✅ | | | ||
| assets:read | ✅ | | | ✅ | | | ||
| assets:spend 👤 | ✅ | | | | | | ||
| bank-account-approvals:create | ✅ | | | | | | ||
| bank-account-requests:authorize | ✅ | | | | | | ||
| bank-account-requests:create | ✅ | | | | | | ||
| bank-accounts:create | ✅ | | | | | | ||
| bank-accounts:read | ✅ | | | | | | ||
| business:create | ✅ | | | | | | ||
| business:update | ✅ | | | | | | ||
| business:read | ✅ | | | | | | ||
| collections:create 🪙 | ✅ | | | | | | ||
| collections:read 🪙 | ✅ | | | | | | ||
| external-assets:create 👤 🧀 | ✅ | | | ✅ | | | ||
| external-assets:update | ✅ | | | ✅ | | | ||
| integration-requests:configure | | | | | | | ||
| integration-requests:create 🗄 | ✅ | | | | | | ||
| integration-requests:read 🗄 | ✅ | | | | | | ||
| invitations:accept | ✅ ✸ | | | | | | ||
| invitations:read | ✅ ✸ | | | | | | ||
| media-uploads:create | ✅ | | | | | | ||
| memberships:delete 🗄 | ✅ | | | | | | ||
| memberships:update | ✅ | | | | | | ||
| merchants:create 🗄 | ✅ | | | | | | ||
| merchants:list 🗄 | ✅ | | | | ✅ | | ||
| merchants:read 🗄 | ✅ | | | | ✅ | | ||
| merchants:update 🗄 | ✅ | | | | | | ||
| patron-codes:create | ✅ | | | | | | ||
| patron-codes:read | ✅ | | ✅ | | ✅ | | ||
| payment-activities:read | ✅ | | ✅ | | ✅ | | ||
| payment-conditions:approve | ✅ | | ✅ | | ✅ | | ||
| payment-requests:cancel 🗄 | ✅ | | ✅ | | ✅ | | ||
| payment-requests:create 🗄 | ✅ | | ✅ ✸ | | ✅ | | ||
| payment-requests:pay 🗄 | ✅ ✸ | ✅ ✸ | ✅ | | ✅ ✸ | | ||
| payment-requests:read | ✅ ✸ | ✅ ✸ | ✅ ✸ | | ✅ ✸ | | ||
| payment-requests:read-by-shortcode | ✅ | | ✅ | | ✅ | | ||
| payment-requests:refund 🗄 | ✅ | | ✅ | | ✅ | | ||
| payment-requests:void 🗄 | ✅ | | ✅ | | ✅ | | ||
| payment-requests:release 🗄 | ✅ | | ✅ | | ✅ | | ||
| payment-requests:confirm 🗄 | ✅ | | ✅ | | ✅ | | ||
| quotas:read | ✅ | | | | | | ||
| quotas:read | ✅ | | | | | | ||
| redemption-conditions:create 🪙 | ✅ | | | | | | ||
| scanned-code:decode | ✅ | | ✅ | | ✅ | | ||
| tokens:create 🪙 | ✅ | | | | | | ||
| topups:create 👤 | ✅ | | | | | | ||
| topups:read | ✅ | | | | | | ||
| wallets:create | ✅ | | | | | | ||
| wallets:deposit | ✅ | | | | | | ||
| wallets:read | ✅ | | | | | | ||
| wallets:transfer 👤 | ✅ | | | | | | ||
| wallets:withdraw | ✅ | | | | | |
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