Prediction of Delinquent Mortgages

Goal:

Goal of this project is to predict whether or not mortgages will become delinquent (late) based upon the borrower's previous month behaviour. We especically looked into the following loan features: Borrower Credit Score, Interest Rate, Loan to Value, Loan Age, Debt to Income ratio, Unpaid Balance amount, Loan purpose, Original Balance, Borrower Count, Occupancy Type, Months to Maturity, Current Payment Amount.

Contributors:

• Vyjayanthi Paravastu
• Jeff Lin

Summary & Links to Files:

• Slide Deck (PDF) (GoogleSlides)
• Data Files (Source: Fannie Mae)
• Notebooks
  • Technical Notebook
  • Exploratory Data Analysis
• Python Files
  • Data Cleaning
  • Model